Alright, so you’re considering a mobile or manufactured home—good on you for looking into an affordable path to homeownership. But let’s break this down in detail because financing a manufactured home is a little different than your typical house purchase. Financing options for mobile or manufactured homes Mobile and manufactured homes aren’t typically eligible for… Read more
When it comes to buying a home, your credit score is a crucial factor that influences your mortgage options and interest rates. While “credit score” is… Read more
If you’re looking to co-own property but want flexibility in ownership and inheritance, tenants in common might be the right setup. here’s how it works, how… Read more
Mortgage protection is essentially a safety net for homeowners. It’s one type of insurance that steps in if life throws an unexpected curveball—whether that’s death, disability,… Read more
If you’re thinking about changing up your mortgage—great, you’re in the right place! But before you dive in, let’s clear up the confusion between mortgage modification… Read more
A hard money loan is a type of short-term financing secured by real estate. Typically issued by private investors or companies, these loans are based on… Read more
Choosing the right lender can make all the difference in your home-buying experience. With numerous options available, understanding what each lender offers is crucial. Here, we’ll… Read more
Real estate taxes (also called property taxes) are what help keep local services—like schools, roads, and public safety—up and running. They aren’t optional; it’s how your… Read more
Locking in a mortgage rate is a strategic move that can secure a set interest rate for a specific period—helping to protect you from potential rate… Read more
Buying a home is already complicated, so you might think, “Once I’ve chosen a lender, the hard part is over, since all lenders offer roughly the… Read more
So, what exactly is a guaranteed loan? At its core, a guaranteed loan is a mortgage backed by a government agency like the FHA (Federal Housing… Read more