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Background A scenario we are prepping for at Tomo is the event of Fannie Mae and Freddie Mac (the GSEs) stepping into the market to buy Mortgage Backed Securities, causing a sudden drop in mortgage rates this year, in 2025. Such a move could result in a drop in mortgage rates by as much as… Read more
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See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
After a year of explosive growth,Tomo, a fintech startup co-founded by former Zillow executives, now backed by Progressive Insurance, Ribbit Capital, NFX, and DST Global Partners… Read more
The mortgage industry is riddled with inefficiencies and unnecessary costs. Over-inflated rates, excessive fees for things like “origination” or “processing,” and missed closing dates cost American… Read more
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
We are excited to share that we just rose to the top of Bankrate’s list of Best Online Lenders in 2025. Bankrate evaluates mortgage lenders based… Read more
Mortgage Solutions Financial is a regional lender focused on the state of Colorado. They provide residential loans and refinancing options. Their approach is marketed as pretty… Read more
Alameda Mortgage Corporation is a California-based lender that offers residential mortgages. They’ve been around for a while and provide a mix of conventional and government-backed loans.… Read more
MLB Mortgage has struggled to keep up with industry standards, consistently offering mortgage rates well above the market average. Over the past two years, its higher-than-normal… Read more
Compeer Financial may present itself as a trusted financial partner with a focus on sustainability, but its mortgage rates have told a different story. For the… Read more
Royal United Mortgage may have a regal-sounding name, but its lending practices have been anything but noble. Over the past two years, this lender has maintained… Read more
Sente Mortgage is based in Austin, Texas, and they’re all about the “let’s talk it out” vibe. They offer everything from conventional loans to FHA and… Read more
Directors Mortgage is kind of like that local coffee shop that’s super into being “your neighborhood spot.” They mostly stick to Oregon, Washington, and Idaho, offering… Read more