Tips, trends and insights for homebuyers like you.
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![How FHFA Could Lower Mortgage Rates in 2025: A Look at GSE MBS Purchases]()
How FHFA Could Lower Mortgage Rates in 2025: A Look at GSE MBS Purchases
Background A scenario we are prepping for at Tomo is the event of Fannie Mae and Freddie Mac (the GSEs) stepping into the market to buy Mortgage Backed Securities, causing a sudden drop in mortgage rates this year, in 2025. Such a move could result in a drop in mortgage rates by as much as… Read more
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![2025 mortgage interest rate forecast]()
2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![Press Release: AI-powered Tomo Mortgage Raises $20M with Backing from Progressive Insurance®]()
Press Release: AI-powered Tomo Mortgage Raises $20M with Backing from Progressive Insurance®
After a year of explosive growth,Tomo, a fintech startup co-founded by former Zillow executives, now backed by Progressive Insurance, Ribbit Capital, NFX, and DST Global Partners… Read more
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![After a year of explosive growth, Progressive Insurance® now backs Tomo]()
After a year of explosive growth, Progressive Insurance® now backs Tomo
The mortgage industry is riddled with inefficiencies and unnecessary costs. Over-inflated rates, excessive fees for things like “origination” or “processing,” and missed closing dates cost American… Read more
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![California mortgage rate forecast: 2025]()
California mortgage rate forecast: 2025
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![Tomo Mortgage tops Bankrate’s list of Best Online Lenders in 2025]()
Tomo Mortgage tops Bankrate’s list of Best Online Lenders in 2025
We are excited to share that we just rose to the top of Bankrate’s list of Best Online Lenders in 2025. Bankrate evaluates mortgage lenders based… Read more
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![North Carolina mortgage rate forecast: 2025]()
North Carolina mortgage rate forecast: 2025
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![Ripoff Rates: Cost of picking an overpriced lender grows 3.5x since 2018]()
Ripoff Rates: Cost of picking an overpriced lender grows 3.5x since 2018
A lot of people assume that all mortgage lenders offer the same rates. After all, interest rates are set by the broader economy, right? Even some… Read more
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![What are mortgage interest rate points?]( "What are mortgage interest rate points?")
What are mortgage interest rate points?
The term points gets frequently thrown around, but what do points actually mean and should you get them? So what are points anyway? Mortgage “points,” also referred… Read more
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![5 expert-backed tips to save on your first (or next) home]()
5 expert-backed tips to save on your first (or next) home
Homeownership isn’t just about having a place to live—it’s one of the best ways to build financial security. As your home’s value grows, it opens doors… Read more
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![How the Community Reinvestment Act (CRA) can save homebuyers thousands]()
How the Community Reinvestment Act (CRA) can save homebuyers thousands
You’re shopping for a mortgage and want the best rate possible—but what if there’s a little-known way to save even more? Back in 1977, President Jimmy… Read more
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![Report: How climate risk shapes property values across the U.S.]()
Report: How climate risk shapes property values across the U.S.
Download the report As extreme weather events and climate change increasingly captures the attention of homebuyers in the U.S., a question comes to the forefront: to… Read more
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![Buying a house that’s for sale by owner (FSBO): gold mine or headache?]()
Buying a house that’s for sale by owner (FSBO): gold mine or headache?
Buying a house that’s For Sale By Owner (FSBO) can either be a gold mine or a headache, depending on how you approach it. Here’s the… Read more
