Tips, trends and insights for homebuyers like you.
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![How FHFA Could Lower Mortgage Rates in 2025: A Look at GSE MBS Purchases]()
How FHFA Could Lower Mortgage Rates in 2025: A Look at GSE MBS Purchases
Background A scenario we are prepping for at Tomo is the event of Fannie Mae and Freddie Mac (the GSEs) stepping into the market to buy Mortgage Backed Securities, causing a sudden drop in mortgage rates this year, in 2025. Such a move could result in a drop in mortgage rates by as much as… Read more
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![2025 mortgage interest rate forecast]()
2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![Press Release: AI-powered Tomo Mortgage Raises $20M with Backing from Progressive Insurance®]()
Press Release: AI-powered Tomo Mortgage Raises $20M with Backing from Progressive Insurance®
After a year of explosive growth,Tomo, a fintech startup co-founded by former Zillow executives, now backed by Progressive Insurance, Ribbit Capital, NFX, and DST Global Partners… Read more
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![After a year of explosive growth, Progressive Insurance® now backs Tomo]()
After a year of explosive growth, Progressive Insurance® now backs Tomo
The mortgage industry is riddled with inefficiencies and unnecessary costs. Over-inflated rates, excessive fees for things like “origination” or “processing,” and missed closing dates cost American… Read more
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![California mortgage rate forecast: 2025]()
California mortgage rate forecast: 2025
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![Tomo Mortgage tops Bankrate’s list of Best Online Lenders in 2025]()
Tomo Mortgage tops Bankrate’s list of Best Online Lenders in 2025
We are excited to share that we just rose to the top of Bankrate’s list of Best Online Lenders in 2025. Bankrate evaluates mortgage lenders based… Read more
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![2025 Mortgage Review: Mortgage Solutions Financial]()
2025 Mortgage Review: Mortgage Solutions Financial
Alameda Mortgage Corporation is a California-based lender that offers residential mortgages. They’ve been around for a while and provide a mix of conventional and government-backed loans.… Read more
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![2025 Mortgage Review: Almeda Mortgage Corp]()
2025 Mortgage Review: Almeda Mortgage Corp
Alameda Mortgage Corporation is a California-based lender that offers residential mortgages. They’ve been around for a while and provide a mix of conventional and government-backed loans.… Read more
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![2025 Mortgage Review: MLB Mortgage]()
2025 Mortgage Review: MLB Mortgage
MLB Mortgage has struggled to keep up with industry standards, consistently offering mortgage rates well above the market average. Over the past two years, its higher-than-normal… Read more
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![2025 Mortgage Review: Compeer Financial]()
2025 Mortgage Review: Compeer Financial
Compeer Financial may present itself as a trusted financial partner with a focus on sustainability, but its mortgage rates have told a different story. For the… Read more
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![2025 Mortgage Review: Royal United Mortgage]()
2025 Mortgage Review: Royal United Mortgage
Royal United Mortgage may have a regal-sounding name, but its lending practices have been anything but noble. Over the past two years, this lender has maintained… Read more
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![2025 Mortgage Review: Sente Mortgage]()
2025 Mortgage Review: Sente Mortgage
Sente Mortgage is based in Austin, Texas, and they’re all about the “let’s talk it out” vibe. They offer everything from conventional loans to FHA and… Read more
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![2025 Mortgage Review: Directors Mortgage]()
2025 Mortgage Review: Directors Mortgage
Directors Mortgage is kind of like that local coffee shop that’s super into being “your neighborhood spot.” They mostly stick to Oregon, Washington, and Idaho, offering… Read more
