tomo logo

$425,000

Beds
5
Baths
1.5
sq ft
2,520

109 Mill St, Cambridge, MD 21613

109 Mill St

CAMBRIDGE, MD 21613

  • 12 days on market
Charming 5 bedroom Colonial in Historic Cambridge, MD. **PROFESSIONAL PHOTOS COMING SOON** Nestled in the heart of historic Cambridge, this classic 5 bedroom, 1.5 bathroom Colonial home offers timeless charm and modern potential. Featuring elegant architectural details, spacious living areas, and abundant natural light, this home is perfect for those who appreciate character and history. Enjoy the convenience of being steps away from local shops, dining and waterfront attractions. With its prime location and historic appeal, this property is a rare opportunity to own a piece of Cambridge's rich heritage. Don't miss out- schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$320,646

Lot size

0.28 acres

Price per sq ft

$169

Year built

1918

Annual property taxes

$3,878

HOA

No

Price History

02/19/2025
Bright

Bright #MDDO2008992

Listed
$425,000
02/18/2025
Bright

Bright #MDDO2006574

Removed
$425,000
02/18/2025
Bright

Bright #MDDO2006574

Listed
$425,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks

School district: 

DORCHESTER COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

M & T Bank

Loan start date

December 2020

Original loan amount

$161,600

Est. remaining balance

$146,492

Interest rate

2.84%

Loan type

New Conventional, 30 year

Seller

Bruce W Owens

Lender

Financial Freedom Mortgage Llc

Loan start date

October 2019

Original loan amount

$107,000

Est. remaining balance

$95,309

Interest rate

3.58%

Loan type

New Conventional, 30 year

Seller

Bruce W Owens

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/04/2025 at 12:35 AM

Listing updated: 02/26/2025 at 2:46 PM

Listed by: Amy Betts, Coldwell Banker Realty Phone #: (410) 327-2200

MLS: Bright #MDDO2008992

Bright logo

Recently listed in CAMBRIDGE

$529,000|3 bd|2.0 ba|House
$324,900|2 bd|2.5 ba|House
$1,375,000|5 bd|3.5 ba|House
$1,000,000|5 bd|3.0 ba|House
$239,500|3 bd|2.0 ba|House
$235,000|3 bd|2.5 ba|Townhouse
$215,000|3 bd|1.0 ba|House
$399,000|6 bd|2.5 ba|House