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$414,900

Beds
2
Baths
2.0
sq ft
930

1304 E Oak Island Dr, Oak Island, NC 28465

1304 E Oak Island Dr

Oak Island, NC 28465

  • 2 days on market
This adorable home is just a few streets from the 9th and 20th Street Crossovers, a street over from Veterans Park and it's convenient to the Middleton Bridge (906) for easy access to route 211. The home has LVP flooring throughout, new wi-fi compatible water heater in 2024, updated lighting fixtures and ceiling fans, updated bathroom vanities, new blinds and a beautiful electric fireplace. The house may be small but it lives large with a great use of space and a vaulted ceiling in the living room. The primary bedroom has a private bath and 2 closets. Another full bathroom in the hall next to the second bedroom and a linen closet complete the home. There is a screen porch, a fully fenced backyard with a firepit, an outdoor shower a storage area and a shed for all your storage needs. All appliances including the washer and dryer convey with the home and most furniture is negotiable. Prior owner replaced the roof in 2021 and HVAC in 2019. Is it time to start living beach life on Oak Island? Additional photos will be availble Sunday afternoon.

Details

Property type

Single Family Residence

Est. home value

$422,543

Lot size

7,013 sq ft

Price per sq ft

$447

Year built

1997

Annual property taxes

$1,557.66

Price History

01/22/2025
NorthCarolinaRegional

NorthCarolinaRegional #100484831

Listed
$414,900
+20.26%
10/13/2022
NorthCarolinaRegional

NorthCarolinaRegional #100335604

Sold
$345,000
+146.43%
07/15/2015
NorthCarolinaRegional

NorthCarolinaRegional #20693264

Sold
$140,000
-22.18%

Schools & Community

Elementary school: 

Southport

Middle school: 

South Brunswick

High school: 

South Brunswick

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$81,608
Asking price
$414,900
Closing costs (~8% of asking)
-$33,192
Est. remaining loan balance
-$300,100
Cash to seller
$81,608

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Bank

Loan start date

October 2022

Original loan amount

$310,500

Est. remaining balance

$300,100

Interest rate

5.13%

Loan type

New Conventional, 30 year

Seller

Stephen Hume and Tori Hume

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/23/2025 at 10:30 PM

Listing updated: 01/22/2025 at 11:37 AM

Listed by: Karen J Wirzulis, Margaret Rudd Assoc/O.I. Phone #: (910) 278-5213

MLS: NorthCarolinaRegional #100484831

NorthCarolinaRegional logo

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