tomo logo

$439,900

Beds
4
Baths
2.5
sq ft
2,395

20 Zephyr Rd, Palmyra, VA 22963

20 Zephyr Rd

PALMYRA, VA 22963

  • 290 days on market
Welcome to Lake Monticello. This 4 Bedroom 2.5 Bath homes is located about .5 of a mile from Beach 4. This home has so much to offer! New dual unit HVAC systems replaced in 2021 and multiple updates including remodeled kitchen with stainless steel appliances and farm style sink, custom built-in around the gas fireplace in the living room and a remodeled primary bathroom with floor to ceiling tile. Drive into the two car garage with ample storage plus additional storage in the 16x12 shed in the back yard. The covered front porch and spacious backyard are added bonuses to this home. The primary bedroom includes a walk-in close, hardwood floors, vaulted ceilings and an attached bathroom with many upgrades. The over sized 4th bedroom can also be used as a home office, bonus room or rec room. This home is a most see!,Fireplace in Living Room

Details

Property type

Single Family Residence

Est. home value

$400,229

Lot size

0.34 acres

Price per sq ft

$184

Year built

2006

Annual property taxes

$2,707.55

Monthly HOA fee

$100

Price History

02/15/2025
Bright

Bright #652794

Listed
$439,900
05/15/2024
BrightMLS

BrightMLS #652794

Removed
01/21/2022
CharlottesvilleVA

CharlottesvilleVA #624535

Sold
$360,000
+50.94%

Schools & Community

Elementary school: 

CENTRAL

Middle school: 

FLUVANNA

High school: 

FLUVANNA

Community features: 

Pool

School district: 

FLUVANNA COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$60,477
Asking price
$439,900
Closing costs (~8% of asking)
-$35,192
Est. remaining loan balance
-$344,231
Cash to seller
$60,477

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Research Center Llc

Loan start date

January 2022

Original loan amount

$368,280

Est. remaining balance

$344,231

Interest rate

3.11%

Loan type

VA, 30 year

Seller

Matthew Moorhouse

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/24/2025 at 2:00 AM

Listing updated: 02/20/2025 at 10:54 AM

Listed by: CHRISTY BECK, LONG & FOSTER - LAKE MONTICELLO Phone #: (434) 589-7653

MLS: Bright #652794

Bright logo

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