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$2,800,000

Beds
6
Baths
3.5
sq ft
5,487

204 Loch Erie Way, Bumpass, VA 23024

204 Loch Erie Way

BUMPASS, VA 23024

  • 3 days on market
A masterpiece of lakefront luxury, this rare waterfront estate offers resort-style living at Lake Anna, Virginia. A breathtaking one-of-a-kind, custom-built log home is offered furnished and nestled on one of the most spectacular point lots at Lake Anna on the private side of the lake. Panoramic water views from every angle and an unrivaled 1,000 feet of pristine shoreline, creating an extraordinary lakefront experience like no other. Spanning 5,487 finished square feet, this meticulously crafted home features 6 bedrooms, 3.5 baths, and has high-speed fiber internet. Step inside to soaring vaulted wood-beamed ceilings, a striking floor-to-ceiling stone fireplace, and wide-plank hardwood flooring, all complemented by exquisite custom built-ins. The gourmet kitchen features a high-end Sub Zero refrigerator, gas stovetop, wall oven and center island that is open to the dining area, framed by french doors, leads to a screened porch perfect for lakeside dining and enjoying the fresh air year-round. The main-level primary suite is a true retreat, offering a private spa room with a hot tub, two screened porches, a home office, walk-in closet, tiled shower, and a double vanity—all designed for relaxation and convenience. Two separate staircases lead you to the expansive second level with a massive family/recreation room fully equipped with a projector TV screen and a pool table—an entertainer’s haven. Upstairs, you'll also find four bedrooms, a nursery, two full baths, and a cozy loft area with a reading nook. Step outside to experience resort-style luxury at its finest. Follow the flagstone walkway to your private sandy beach and a covered boathouse, complete with a brand-new electric boat lift, a covered area, sun deck, storage room, and a double jet ski pad. The huge composite deck and flagstone patio provide the perfect setting for dining, entertaining, or simply soaking in the stunning lake views. 3-car attached garage, 2-car detached garage with an unfinished room above, paved circular driveway, 22 zone lake fed irrigation system, extensive hardscaping, and exterior lighting. Play set also conveys for added fun! Centurion generator and a whole house water filtration system. This exceptional retreat is the ultimate lakefront paradise and is truly one of Lake Anna's finest offerings. Whether you’re seeking a private getaway, powerful investment property or a full-time lakefront lifestyle, this property delivers unmatched beauty. New roof on the house, garage and boathouse. Full list of upgrades available in MLS documents.

Details

Property type

Single Family Residence

Est. home value

$1,987,465

Lot size

1.25 acres

Price per sq ft

$511

Year built

2001

Annual property taxes

$16,329

Monthly HOA fee

$16.67

Price History

03/14/2025
Bright

Bright #VALA2007422

Listed
$2,800,000
+107.41%
08/03/2020
Bright

Bright #VALA121232

Sold
$1,350,000
07/13/2018
Bright

Bright #1000840096

Sold
$1,350,000

Schools & Community

Elementary school: 

JOUETT

Middle school: 

LOUISA

High school: 

LOUISA

School district: 

LOUISA COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$2,093,628
Asking price
$2,800,000
Closing costs (~8% of asking)
-$224,000
Est. remaining loan balance
-$482,372
Cash to seller
$2,093,628

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

July 2020

Original loan amount

$535,000

Est. remaining balance

$482,372

Interest rate

3.18%

Loan type

New Conventional, 30 year

Seller

Kevin Wade Baugh and Kelly Henderson Baugh

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/17/2025 at 5:45 PM

Listing updated: 03/15/2025 at 3:14 AM

Listed by: Ashley Hoffman, Lake Anna Island Realty, Inc. Phone #: (540) 894-4400

MLS: Bright #VALA2007422

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