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$465,000

Beds
4
Baths
2.0
sq ft
2,250

4435 Mill Bayou Rd, Panama City, FL 32404

4435 Mill Bayou Rd

Panama City, FL 32404

  • <1 day on market
Over 115 feet of waterfront on Mill Bayou a private paradise. This beautiful 4 bedroom, 2 bath home is nestled on 1.2 acres in a peaceful waterfront country setting-yet centrally located to all Bay County has to offer. The custom built brick home is full of potential and just waiting for your personal touch! You don't want to miss this one. The home has a huge front porch and a side patio along with a patio off of the master bedroom. With a separate spacious man cave/ game room that has stunning views of the bayou, plus a cozy porch perfect for rocking chairs-where you can relax and watch redfish swim by and even catch a glimpse of the occasional dolphin. Perfect for family/friend get togethers and entertaining. Catch dinner off of your very own dock! Enjoy the best of both worlds with your own secluded oasis on Mill Bayou. Launch your small boat, jet ski or kayaks from your own covered dock and explore direct access to North Bay and the Gulf. This is truly a rare find combining privacy, space and location. MORE PHOTOS COMING SOON.

Details

Property type

Single Family Residence

Est. home value

$404,040

Lot size

1.2 acres

Price per sq ft

$207

Year built

1999

HOA

No

Price History

04/04/2025
CentralPanhandle

CentralPanhandle #771483

Listed
$465,000
+71.59%
05/25/2018
CentralPanhandle

CentralPanhandle #669026

Sold
$271,000

Schools & Community

Elementary school: 

Deer Point

Middle school: 

Merritt Brown

High school: 

Mosley

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Mcspadden Sr Revocable Trust

Loan start date

May 2018

Original loan amount

$102,000

Est. remaining balance

Not provided

Interest rate

4.4%

Loan type

Not Provided

Seller

James C Yates

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/05/2025 at 12:25 AM

Listing updated: 04/04/2025 at 7:10 PM

Listed by: Tonia Hathaway, CENTURY 21 Commander Realty Phone #: (850) 769-8326

MLS: CentralPanhandle #771483

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