tomo logo

$695,000

Beds
2
Baths
1.0
sq ft
840

4460 Diamond St Unit 4, Capitola, CA 95010

4460 Diamond St Unit 4

Capitola, CA 95010

  • 6 days on market
Enjoy the relaxed coastal lifestyle in this fantastic 2-bed, 1-bath condo in the heart of Capitola by The Sea. This condo offers both comfort and convenience, providing exceptional value in one of Californias most desirable beach towns. With a prime location just a short stroll from the vibrant Capitola Village and pristine beaches, this home is perfect for those seeking a weekend retreat, a starter home, or a place to enjoy retirement. The property is part of the well-maintained Capitola Shores HOA, which includes great amenities such as a refreshing pool, a community picnic area, and beautifully landscaped lawns. Within walking distance to, Jade Street Park, and Pleasure Points world-class surf breaks. Enjoy nearby attractions including the iconic Shadow Brook Restaurant, lively Art & Wine Festivals, and weekly Music on the Beach Summer Concerts. Close to Capitola Mall, a variety of shopping centers, and with its unbeatable location, spacious layout, and access to fantastic community amenities, this property offers the best of Capitola living.

Details

Property type

Condominium

Est. home value

$713,707

Lot size

Unknown

Price per sq ft

$828

Year built

1972

Monthly HOA fee

$689

Price History

03/11/2025
BridgeMLS

BridgeMLS #ML81997372

Listed
$695,000
+2.96%
10/21/2022
SFAR

SFAR #81894914

Sold
$675,000
+68.75%
07/19/2016
MLSL

MLSL #ML81534170

Sold
$400,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool

High school district: 

Santa Cruz City High

Number of units in community: 

44

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$182,761
Asking price
$695,000
Closing costs (~8% of asking)
-$55,600
Est. remaining loan balance
-$456,639
Cash to seller
$182,761

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Guaranteed Rate Affinity Llc

Loan start date

October 2022

Original loan amount

$472,500

Est. remaining balance

$456,639

Interest rate

5.55%

Loan type

New Conventional, 30 year

Seller

Eric Pederson and Vanora Hoff

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/17/2025 at 4:35 PM

Listing updated: 03/16/2025 at 4:30 AM

Listed by: Jerid K. Kiedrowski, Allen Property Group, Inc. Phone #: (831) 818-1717

MLS: BridgeMLS #ML81997372

BridgeMLS logo

Recently listed in Capitola

$649,000|2 bd|1.0 ba|Condo
$2,950,000|3 bd|2.5 ba|House
$3,749,000|5 bd|2.5 ba|Townhouse
$2,895,000|4 bd|3.0 ba|House