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$344,900

Beds
5
Baths
2.5
sq ft
3,143

54 Kelsney Ridge Dr, Elgin, SC 29045

54 Kelsney Ridge Dr

Elgin, SC 29045

  • 115 days on market
    • Price drop $5,100↓
This Elgin home provides five spacious bedrooms and a very large lot at almost a half acre (.48). Comes with all you need and want in a home. tons of space at over 3,100 square feet of living space. Office. Formal dining, Open concept living room, kitchen and eat-in dining. Loft. Sought after Kelsney Ridge Subdivision just minutes from Sandhills Shopping Center. 25 Minute drive to downtown Columbia or Fort Jackson. Low Kershaw County Taxes. New Roof in 2022 transferable warranty. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Details

Property type

Single Family Residence

Est. home value

$377,269

Lot size

0.48 acres

Price per sq ft

$110

Year built

2012

Monthly HOA fee

$20

Price History

12/04/2024
ColumbiaSC

ColumbiaSC #594184

Price change
$344,900
-1.46%
10/14/2024
ColumbiaSC

ColumbiaSC #594184

Price change
$350,000
-4.11%
09/30/2024
ColumbiaSC

ColumbiaSC #594184

Listed
$365,000
+6.88%

Schools & Community

Elementary school: 

Dobys Mill

Middle school: 

Leslie M Stover

High school: 

Lugoff-Elgin

School district: 

Kershaw County

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$176,801
Asking price
$344,900
Closing costs (~8% of asking)
-$27,592
Est. remaining loan balance
-$140,507
Cash to seller
$176,801

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Regions Bank Dba Regions Mortgage

Loan start date

October 2012

Original loan amount

$196,047

Est. remaining balance

$140,507

Interest rate

3.66%

Loan type

FHA, 30 year

Seller

Unknown

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/23/2025 at 12:55 AM

Listing updated: 01/14/2025 at 11:20 AM

Listed by: Lona Tredway, Keller Williams Palmetto

MLS: ColumbiaSC #594184

ColumbiaSC logo

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