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$495,000

Beds
3
Baths
2.0
sq ft
1,578

55 Stekoa Mills Dr, Clayton, GA 30525

55 Stekoa Mills Dr

Clayton, GA 30525

  • 4 days on market
CREEKFRONT, IN CLAYTON CITY LIMITS! Nestled at the end of a quiet street, this charming cottage offers the perfect blend of privacy and convenience-just a short walk to downtown Clayton's vibrant restaurants and shops. The soothing sounds of Stekoa Creek create a serene backdrop for this home, set on a beautifully wooded & level 0.88-acre lot. The property features a spacious graveled parking area, with outdoor fire pit and nice storage unit/man cave, workshop. Inside, the thoughtfully designed layout includes a main-floor primary suite with a double vanity, tiled tub/shower combo & a convenient mini mudroom. The open-concept living space showcases a modern kitchen with custom cabinetry, granite countertops & stainless steel appliances. French doors off the dining area lead to a generous front porch, perfect for relaxing or entertaining. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile bonus room ideal for an office, reading nook, or extra sleeping space. This is a rare opportunity to own a home with an unbeatable combination of downtown walkability, a tranquil, nature-filled setting and investment income if used as a ST rental -there's nothing else like it in Clayton!

Details

Property type

Single Family Residence

Est. home value

$345,893

Lot size

0.88 acres

Price per sq ft

$314

Year built

2019

Annual property taxes

$2,692.7

HOA

No

Price History

03/12/2025
GeorgiaMLS

GeorgiaMLS #10476738

Listed
$495,000
+109.75%
11/25/2020
GeorgiaMLS

GeorgiaMLS #8812930

Sold
$236,000

Schools & Community

Elementary school: 

Rabun County Primary/Elementar

Middle school: 

Rabun County

High school: 

Rabun County

Community features: 

None

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$252,510
Asking price
$495,000
Closing costs (~8% of asking)
-$39,600
Est. remaining loan balance
-$202,890
Cash to seller
$252,510

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Federal Bank

Loan start date

November 2020

Original loan amount

$224,200

Est. remaining balance

$202,890

Interest rate

2.87%

Loan type

New Conventional, 30 year

Seller

Robert W Wallace and Valorie Lee Wallace

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/17/2025 at 11:40 AM

Listing updated: 03/13/2025 at 2:19 PM

Listed by: Tambrie Kitchens, BHHS Georgia Properties

MLS: GeorgiaMLS #10476738

GeorgiaMLS logo

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