tomo logo

$295,000

Beds
4
Baths
3.0
sq ft
2,304

827 Derby Downs Ct, Elgin, SC 29045

827 Derby Downs Ct

Elgin, SC 29045

  • <1 day on market
Welcome to the charm of Elgin, South Carolina! This beautiful 4 bedroom, 3 bathroom home boasts over 2,300 sq ft of living space and is the perfect combination of comfort, style, and convenience. Nestled in the highly sought Jacobs Creek subdivision, this home is ideal for anyone looking for a peaceful retreat, near the burgeoning Village of Sandhills area of Northeast Columbia. The main level features one of the four bedrooms, perfect for guests or a home office. The fenced backyard provides plenty of room for outdoor activities and entertaining. Three large bedrooms are upstairs, including an expansive owner's suite - a true highlight of this home. This luxurious space boasts not one but TWO walk-in closets, providing plenty of storage, along with a private ensuite bathroom with separate soaking tub and shower. Enjoy the quiet cul-de-sac from the 2nd level owner's suite balcony as it provides a scenic view of the street. This Elgin gem combines modern comfort with a thoughtful layout and fantastic location, just minutes from schools, shopping, and easy access to downtown Columbia and Fort Jackson. Don't miss out - schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$284,167

Lot size

5,663 sq ft

Price per sq ft

$129

Year built

2014

Price History

10/18/2024
ColumbiaSC

ColumbiaSC #595357

Listed
$295,000
+4.98%
05/13/2022
ColumbiaSC

ColumbiaSC #537955

Sold
$281,000

Schools & Community

Elementary school: 

Bookman Road

Middle school: 

Summit

High school: 

Spring Valley

School district: 

Richland Two

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$29,685
Asking price
$295,000
Closing costs (~8% of asking)
-$23,600
Est. remaining loan balance
-$241,715
Cash to seller
$29,685

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Assurance Financial Group Llc

Loan start date

May 2022

Original loan amount

$252,000

Est. remaining balance

$241,715

Interest rate

4.42%

Loan type

New Conventional, 30 year

Seller

Ashley Williams

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 10/18/2024 at 12:20 PM

Listing updated: 10/18/2024 at 9:30 AM

Listed by: Khali Gallman, Yip Premier Real Estate LLC

MLS: ColumbiaSC #595357

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