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$1,200,000

Beds
3
Baths
2.5
sq ft
2,086

900 White St, Fernandina Beach, FL 32034

900 White St

Fernandina Beach, FL 32034

  • 362 days on market
    • Price drop $50,000↓
Welcome to your dream home in the heart of Fernandina's original Spanish settlement, The Old Town historic district! This custom-built Eric Moser designed residence, completed in 2021, seamlessly blends modern luxury with timeless charm. With meticulous attention to detail, this home boasts an array of premium features that elevate your living experience. As you step inside, wide plank hardwood flooring and custom window treatments grace the entire home, creating an atmosphere of warmth and sophistication. Custom cabinets throughout the house offer both practical storage solutions and a touch of personalized elegance.The kitchen is a culinary haven, featuring top-of-the-line GE Cafe Appliances, including a French door oven. The 10-foot ceilings on the first floor and 9-foot ceilings on the second floor contribute to the spacious feel, while 8-foot exterior doors welcome you to the residence with a sense of grandeur. This home is designed for comfort and efficiency, with a sprayed insulated attic, ensuring optimal temperature control year-round. The whole house water softener system guarantees a premium water experience. Step outside onto the screened porch and take in the serene surroundings. The allure continues with an all-brick driveway, walkways, and porches, providing durability and timeless curb appeal. A metal roof adds a touch of durability and contemporary style. Practical features abound, including a whole house generator for uninterrupted power, an irrigation system for maintaining a lush landscape, and a fence for added privacy and security. The waterproof upstairs porch extends your outdoor living space, providing a perfect spot to relax and unwind. Beyond the doorstep, immerse yourself in the unique charm of Fernandina Beach. Enjoy leisurely strolls to witness breathtaking sunsets on the plaza, embrace the golf cart community lifestyle, and explore the two-mile proximity to both Main Beach and historic downtown. Engage in the lively atmosphere with numerous festivals and holiday events sponsored by the city. Experience the tight-knit community of Old Town, where neighbors appreciate one another, and the boutiques and restaurants offer a diverse range of options, from casual to five-star establishments. This residence is more than a home; it's an embodiment of a hometown atmosphere and a luxurious lifestyle. Don't miss the opportunity to make this exquisite property yours - where history meets modern living in perfect harmony.

Details

Property type

Single Family Residence

Est. home value

$949,189

Lot size

4,356 sq ft

Price per sq ft

$576

Year built

2021

Annual property taxes

$9,043.11

Price History

09/03/2024
RealMLS

RealMLS #2000980

Price change
$1,200,000
-4%
06/06/2024
RealMLS

RealMLS #2000980

Price change
$1,250,000
-3.85%
01/04/2024
RealMLS

RealMLS #2000980

Listed
$1,300,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Synovus Bank

Loan start date

December 2020

Original loan amount

$591,723

Est. remaining balance

Not provided

Interest rate

2.8%

Loan type

Building or Construction Loan, 32 year

Seller

Jerome P Gaines and Denice K Gaines

Lender

Synovus Bank

Loan start date

March 2020

Original loan amount

$118,500

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Commercial

Seller

Jerome P Gaines and Denice K Gaines

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 7:35 PM

Listing updated: 12/13/2024 at 2:36 AM

Listed by: PARKER GAILEY, GAILEY ENTERPRISES LLC Phone #: (904) 646-7357

MLS: RealMLS #2000980

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