Buying Your First Home
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What’s the deal with hard vs. soft credit checks?
A soft-credit check is basically a little peek behind the curtain. You’ve probably done soft credit checks on yourself… Read more
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15-year or 30-year mortgage?
When trying to figure out how much house you can afford, or work out the best price for a… Read more
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What does clear to close mean?
“Clear to close” (CTC) is like the ultimate green light in the mortgage world. Hitting that milestone means your… Read more
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Ready to buy your first home? Here’s how to do it
Thinking about buying your first home? Love that journey for you! But listen, this is a big move, so… Read more
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What’s the difference between a Buyer’s Agent and a Seller’s Agent?
If you’re new to home buying, you’ll need to quickly understand the roles of buyer’s agents and seller’s agents.… Read more
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Are condos a smart investment?
Thinking about snagging a condo? It could be a killer investment, but it really depends on what you’re aiming… Read more
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Does a credit check lower my credit score?
Alright, so you’re getting serious about buying a house and wondering if a credit check is going to mess… Read more
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How much money do I need to buy a house?
It’s a seemingly simple question, with a complicated answer. We’ll do our best to simplify how much money you’ll… Read more
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How much are closing costs?
Closing costs are all the expenses needed to seal the deal on your home purchase, beyond the negotiated purchase… Read more
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Is it better to rent or buy a home?
Renting versus buying is a common crossroads many people face. Renting can feel a lot lower stakes as well… Read more
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How long does it take to close on a house after an offer is accepted?
At a typical lender, closing on a house generally takes around 30 to 45 days from the moment your… Read more
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Is buying real estate a good investment?
Investing in real estate is a phrase that is commonly thrown around, and it can often feel confusing. What… Read more
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How to get pre approved for a mortgage
A good way to think about your pre approval is a guarantee from a lender that you can pay… Read more
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How to win an offer on a home
Winning an offer means your bid was accepted by the seller. You’re essentially securing the home and moving forward… Read more
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What are the tax benefits of owning a home?
So, what’s the deal with tax benefits for homeowners? Owning a home can score you some pretty sweet tax… Read more
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What credit score do I need to buy a home?
The higher your credit score, the better the loan terms you’ll likely get. But you don’t need perfect credit… Read more
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What is a origination fee?
If you are in the process of shopping around for a lender, or just curious about the home buying… Read more
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What is a mortgage escrow account?
When financing a new home, you’ll likely hear the term “escrow.” When purchasing a new home, the escrow is… Read more
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What is the difference between earnest money and my down payment?
Earnest money is just an initial deposit to secure your offer, while the down payment is a larger sum… Read more
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What is mortgage underwriting?
The mortgage business ultimately comes down to underwriting, which is the process of assessing risks around the mortgage and… Read more