Who has the best mortgage rates in Louisiana?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders with low rates in LA
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders in LA likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 31 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Lenders with average rates in LA
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights

TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Louisiana is great for homebuyers
New Orleans is the heart of Louisiana, known for its lively music scene, historic neighborhoods, and delicious food. While some areas can be competitive, there are still neighborhoods like Mid-City and Gentilly where first-time homebuyers can find more affordable options. Living in the Big Easy means enjoying festivals, art galleries, and the famous French Quarter, all while being surrounded by rich culture.
If you’re looking for a quieter lifestyle, cities like Baton Rouge and Lafayette are great choices. Baton Rouge, the state capital, has a growing economy and a welcoming community. Lafayette, with its strong Cajun roots, offers a warm atmosphere and lots of local charm, making it a great place for families and retirees.
First-time buyers in Louisiana can also take advantage of programs that help with down payments and other costs related to buying a home. These resources can make the homebuying process easier and more affordable.
Whether you’re drawn to the lively energy of New Orleans or the friendly communities in Cajun country, Louisiana has plenty of opportunities waiting for you to discover.