Who has low mortgage rates in Wisconsin?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in WI
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found a few lenders likely to get you a good deal.
| Lender | Lender fees | ||
|---|---|---|---|
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in WI likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at many lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Wisconsin’s housing market is shaping up nicely
With more manageable rates, potential homeowners can explore the state’s rich blend of urban and rural living without feeling stretched financially.
Milwaukee is a bustling hub that offers a vibrant arts scene, diverse neighborhoods, and a strong sense of community. Although it has experienced a surge in demand, neighborhoods like Bay View and Wauwatosa still present affordable options for first-time buyers eager to make their mark in the city. The local dining scene, cultural events, and proximity to Lake Michigan add to the appeal.
Meanwhile, if you’re seeking a quieter lifestyle, towns like Madison, Eau Claire, and Brookfield provide a charming small-town feel with plenty of amenities. Madison, known for its progressive culture and beautiful lakes, is home to the University of Wisconsin and has a range of housing options. Eau Claire offers a friendly atmosphere, perfect for families, with more affordable homes nestled amidst nature.
Wisconsin also supports first-time homebuyers through various programs that help with down payments and mortgage assistance. These resources are essential for easing the financial load and making the home-buying process more accessible.
With its combination of charming cities, scenic landscapes, and improving interest rates, Wisconsin is a great place to consider for your next home. Whether you’re drawn to the urban excitement of Milwaukee or the tranquil beauty of the countryside, the Badger State has something special waiting for you.