Who has the best mortgage rates in Wisconsin?

I’m looking for a primary, single-family home in for , and credit score.

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Insights

Negotiate everything—rates, fees, and terms are not set in stone.

Portrait of George Robinson, TrueRate Data ScientistGeorge Robinson TrueRate Data Scientist

Lenders with low rates in WI

TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.

LenderLender fees
Customer reviews

Insights

Negotiate everything—rates, fees, and terms are not set in stone.

Portrait of George Robinson, TrueRate Data ScientistGeorge Robinson TrueRate Data Scientist

Lenders in WI likely to have high rates

We don’t accept advertising, so you can get the real lender story. TrueRate looked at 52 lenders and found that these lenders are likely to offer you a high rate.

LenderLender fees
Customer reviews

Insights

Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Portrait of George Robinson, TrueRate Data ScientistGeorge Robinson TrueRate Data Scientist

Lenders with average rates in WI

You deserve better than what these lenders historically provide.


Don’t let lenders pull a fast one on you

Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.

6.58% - 6.75%

Insights

TrueRate compares lenders based on their 0 points or par rate. You should use this rate when comparing lenders.
Portrait of James McTernan, Tomo Mortgage Loan AdvisorInsights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556

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Methodology

We believe in transparency. Here’s how we crunched the numbers.

Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.


Wisconsin’s housing market is shaping up nicely

With more manageable rates, potential homeowners can explore Wisconsin’s mix of urban and rural living without worrying about stretching their finances.

Milwaukee is a busy city known for its vibrant arts scene, diverse neighborhoods, and strong sense of community. Even though the demand for homes has gone up, areas like Bay View and Wauwatosa still offer affordable options for first-time buyers looking to settle in the city. The local restaurants, cultural events, and closeness to Lake Michigan make it even more appealing.

If you’re looking for a quieter lifestyle, towns like Madison, Eau Claire, and Brookfield offer a small-town feel with plenty of amenities. Madison, famous for its progressive culture and beautiful lakes, is home to the University of Wisconsin and has a variety of housing options. Eau Claire is a family-friendly town with affordable homes and lots of natural beauty.

Wisconsin also helps first-time homebuyers through programs that offer assistance with down payments and mortgages. These resources make buying a home more accessible by easing some of the financial pressure.

With its mix of charming cities, beautiful landscapes, and improving interest rates, Wisconsin is a great place to consider for your next home. Whether you’re interested in the urban vibe of Milwaukee or the peaceful beauty of the countryside, Wisconsin has something special for you.