Who has the best mortgage rates in Nebraska?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders with low rates in NE
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders in NE likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 19 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Lenders with average rates in NE
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights

TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Nebraska’s housing market is showing promise
The improvement in interest rates makes homeownership more affordable for many, especially in a state known for its stable economy and strong sense of community.
Omaha and Lincoln are the two largest cities in Nebraska, each offering unique benefits for potential homeowners. Omaha, with its diverse economy and cultural scene, has neighborhoods like Dundee and Aksarben Village, which are popular with families and young professionals. Lincoln, the state capital, is home to the University of Nebraska and has a lively college-town atmosphere. Its housing options tend to be more affordable compared to other cities in the Midwest.
Nebraska also has a low cost of living, which makes housing prices more affordable. The median home price in Nebraska is lower than the national average, making it a great option for first-time buyers or people looking to downsize.
For those considering rural living, Nebraska’s smaller towns and farming areas offer affordable housing as well. Places like Kearney and Grand Island provide a slower pace of life while still having access to important services.
First-time buyers in Nebraska can take advantage of state programs that offer financial help, such as down payment grants and mortgage credits. These programs are designed to reduce some of the financial stress when buying a home.
Overall, Nebraska’s improving interest rates, affordable housing, and stable economy make it a great place for those looking to settle down. Whether you want the urban life in Omaha or Lincoln or prefer the charm of smaller towns, Nebraska has plenty to offer.