Who has the best mortgage rates in Nebraska?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders with low rates in NE
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
| Lender | Lender fees |
|---|
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders in NE likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 19 lenders and found that these lenders are likely to offer you a high rate.
| Lender | Lender fees |
|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson TrueRate Data ScientistLenders with average rates in NE
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Nebraska’s housing market is showing promise
This improvement can make homeownership more accessible for many, particularly in a state known for its stable economy and strong sense of community.
Omaha and Lincoln are the two largest cities in Nebraska, each offering distinct advantages for potential homeowners. Omaha, known for its diverse economy and cultural scene, features neighborhoods like Dundee and Aksarben Village, which are popular among families and young professionals. Lincoln, the state capital, is home to the University of Nebraska and offers a vibrant college-town atmosphere, with housing options that tend to be more affordable compared to other Midwestern cities.
Overall, the state boasts a relatively low cost of living, which extends to housing prices. According to recent data, the median home price in Nebraska is considerably lower than the national average, making it an attractive option for first-time buyers or those looking to downsize.
For those considering rural living, Nebraska’s smaller towns and agricultural areas also provide affordable housing options. Places like Kearney and Grand Island offer a slower pace of life while still maintaining access to essential amenities.
First-time homebuyers in Nebraska can benefit from state programs aimed at providing financial assistance, such as down payment grants and mortgage credits. These programs are designed to alleviate some of the financial pressures associated with purchasing a home.
All in all, Nebraska’s combination of improving interest rates, affordable housing, and a stable economy makes it a viable option for those looking to settle down. Whether you prefer the urban lifestyle of Omaha and Lincoln or the charm of Nebraska’s smaller towns, the state has much to offer for prospective homeowners.