Who has low mortgage rates in Connecticut?
A good rate for a primary, single-family home in for , and credit score is:
found 44 lenders for you—rates updated Jun 7, 2025
Rates updated Jun 7, 2025
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in CT
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found only 3 lenders likely to get you a good deal.
| Lender | Lender fees | ||
|---|---|---|---|
| Tomo Mortgage, LLC | No lender feesHighly rated | Highly rated | |
| Pentagon Federal Credit Union | $995Average | Average | |
| Nj Lenders Corp | $1125Highly rated | Highly rated |
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in CT likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at 44 lenders and these 3 are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
| Mlb Residential Lending, LLC | $1890Above average | Above average | |
| Panorama Mortgage Group, LLC | $1740Limited reviews | Limited reviews | |
| Total Mortgage Services, LLC | $1490Mixed | Mixed |
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistLenders with average rates in CT
You deserve better than what these 38 lenders historically provide.
- American Neighborhood Mortgage
- Ark-La-Tex Financial Services
- Bank Of England
- Calcon Mutual Mortgage LLC
- Cliffco, Inc.
- Cmg Mortgage Inc.
- Crosscountry Mortgage, LLC
- Das Acquisition Company, LLC
- Digital Federal Credit Union
- East Coast Capital Corp.
- Envoy Mortgage, Ltd
- Evolve Bank & Trust
- Fairway Independent Mort Corp
- Fm Home Loans, LLC
- Guaranteed Rate Affinity, LLC
- Guaranteed Rate, Inc.
- Homeside Financial, LLC
- Homestead Funding Corp.
- Hudson Valley Credit Union
- Leaderone Financial Corp.
- Meadowbrook Financial Mortgage
- Mortgage Equity Partners LLC
- Mutual Of Omaha Mortgage
- Nations Lending Corporation
- Nfm, Inc.
- Northpoint Mortgage, Inc.
- Northpointe Bank
- Planet Home Lending, LLC
- Primelending
- Radius Financial Group Inc.
- Semper Home Loans, Inc.
- Td Bank
- The Federal Savings Bank
- The Washington Trust Company,
- United Northern Mortgage Banke
- Us Mortgage Corporation
- Washington Trust Mortgage Comp
- Waterstone Mortgage Corporatio
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
James James McTernan is a Tomo Mortgage Loan Advisor - NMLS #337556Get a personalized rate quote from Tomo Mortgage
Unlike other lenders who require you to speak with a loan officer first before giving you a detailed quote, Tomo Mortgage believes in transparent rates.
TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Let’s talk about home buying in Connecticut
Home of the scenic New England vibes and not-so-scenic housing costs, right? Over the past five years, mortgage rates in Connecticut have pretty much followed the same national trends as other states, but with the added ouch factor of higher property taxes and generally more expensive homes.
Back in 2019, things were fairly normal.Rates for a 30-year fixed mortgage were hanging around 4%, which was considered decent.Then, 2020 hit and suddenly, it was like mortgage rate heaven thanks to the pandemic.By mid- 2020, rates had dipped down to around 2.5% to 3%—the lowest they’ve ever been in a long time.People in Connecticut were out here trying to lock in those rates, especially because housing prices tend to be higher than the national average.
But, like all good things, the low- rate era couldn’t last forever.By 2022, inflation was popping off and the Federal Reserve was like, “Nope, we’re raising rates,” and mortgage rates started inching their way back up.Connecticut saw rates climb to around 5 % to 6 %, and 2023 brought even more upward pressure, with rates hovering around 6 % to 7 %.So yeah, anyone trying to buy a house recently has definitely felt the pinch.
Here’s the kicker: Connecticut’s property taxes are notoriously high, and housing prices in places like Fairfield County are not cheap(thanks, proximity to NYC).So even though interest rates might not seem wildly different from Texas or elsewhere, the overall cost of homeownership can feel way heavier.
So, while interest rates in Connecticut are finally moving down, when you factor in higher home prices and taxes, it feels like a double whammy.If you’re eyeing a place there, you really gotta watch those interest rates closely and maybe be ready to pounce.