Who has low mortgage rates in Kansas?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in KS
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found a few lenders likely to get you a good deal.
| Lender | Lender fees | ||
|---|---|---|---|
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in KS likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at many lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistTrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Thinking about buying a house in Kansas? Lucky you.
Interest rates are looking a whole lot friendlier in 2024, with more improvement expected into 2025. After a few rough years, rates are finally coming down, which means your monthly mortgage payments won’t be as much of a punch to the wallet. That’s great news, especially if you’re a first-time buyer trying to get your foot in the door!
Now, Kansas might not have the crazy competition of coastal markets, but don’t sleep on the opportunities here. Homes are more affordable, especially in places like Wichita or Topeka, where you can still find solid deals with plenty of space for your money. Even in Kansas City, which has been growing in popularity, there are great pockets of affordability that won’t break the bank. Plus, Kansas has some fantastic first-time homebuyer programs to help you out with down payments or closing costs, making it even easier to make your move.
And let’s not forget—you’re in Kansas, where you’re more likely to score a big yard, room to breathe, and maybe even some gorgeous sunset views. Whether you’re looking for a cozy home in a small town or something a bit bigger in the suburbs, you’ve got plenty of options without the insane prices of bigger states.
Now’s a great time to start hunting for your new home and enjoy all the perks of living in the Sunflower State.