Who has the best mortgage rates in Kansas?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders with low rates in KS
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders in KS likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 34 lenders and found that these lenders are likely to offer you a high rate.
Lender | Lender fees |
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Lenders with average rates in KS
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights

TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Thinking about buying a house in Kansas? Lucky you.
After a few challenging years, rates are finally coming down, which means monthly mortgage payments are becoming more manageable. This is especially encouraging for first-time buyers hoping to enter the market.
While Kansas may not have the intense competition seen in coastal markets, it offers excellent opportunities for homebuyers. Housing is generally more affordable, particularly in cities like Wichita and Topeka, where you can still find spacious homes at reasonable prices. Even in Kansas City, which has been gaining popularity, there are still neighborhoods that offer great value. On top of that, Kansas provides a variety of first-time homebuyer programs to assist with down payments and closing costs, making it even easier to take the first step toward homeownership.
Living in Kansas also comes with quality-of-life benefits. Larger yards, more open space, and beautiful sunset views are common features of many homes across the state. Whether you’re looking for a comfortable home in a small town or something more spacious in the suburbs, Kansas offers a range of options—without the sky-high prices found in larger states.
With improving rates and affordable housing, now is an excellent time to begin your home search and take advantage of everything the Sunflower State has to offer.