Who has the best mortgage rates in Arkansas?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders with low rates in AR
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders in AR likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 33 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson TrueRate Data ScientistLenders with average rates in AR
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
It’s shaping up to be a great time for homebuyers in Arkansas
With mortgage interest rates continuing to decrease, it’s becoming easier to find the perfect home without stretching your budget.
Little Rock, the state capital, is a thriving city with a vibrant arts scene, excellent dining, and an expanding local brewery scene. Neighborhoods like Hillcrest and the Heights blend historic charm with modern amenities, all at an affordable cost of living. This means you can enjoy a high quality of life without breaking the bank.
However, don’t overlook the smaller towns in Arkansas! Fayetteville and Bentonville are also becoming popular destinations. Fayetteville, home to the University of Arkansas, offers a youthful, dynamic atmosphere and a variety of entertainment options. Bentonville, thanks to its connection with Walmart, has transformed into a trendy area with a growing arts scene. Both towns offer welcoming communities with plenty to offer.
For first-time buyers, Arkansas offers several programs that make the home-buying process easier. These resources, such as down payment assistance and favorable loan terms, are designed to help you step into homeownership with confidence.
Whether you’re drawn to the energy of Little Rock or the charm of Arkansas’ smaller towns, the state offers a wide range of affordable housing options. With improving interest rates and a variety of neighborhoods to explore, now is a great time to consider making Arkansas your next home.