Who has the best mortgage rates in Arkansas?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders with low rates in AR
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders in AR likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 33 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson TrueRate Data ScientistLenders with average rates in AR
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
It’s shaping up to be a great time for homebuyers in Arkansas
With mortgage interest rates falling, it’s becoming a whole lot easier to snag that perfect pad without draining your bank account.
Little Rock, the state capital, is where the action is. This city has been on the upswing, with a quirky arts scene, tasty food spots, and a growing number of local breweries. Neighborhoods like Hillcrest and the Heights offer a charming vibe that blends historic architecture with modern amenities. And let’s be real—affordability is the name of the game here. The cost of living is low, meaning you can get more bang for your buck without sacrificing style.
But don’t sleep on the smaller towns! Places like Fayetteville and Bentonville are gaining traction, too. Fayetteville is home to the University of Arkansas, bringing youthful energy and plenty of entertainment options. Meanwhile, Bentonville has transformed into a trendy hub, thanks to its connection to Walmart and a budding arts scene. These towns offer a welcoming community feel while still keeping things interesting.
For first-time buyers, Arkansas offers a range of programs designed to make homeownership easier. Whether it’s down payment assistance or favorable loan terms, there are resources available to help you get started without feeling overwhelmed.
So if you’re ready to explore a housing market that’s as vibrant as it is affordable, Arkansas is worth a look. With improving interest rates and a mix of urban excitement and charming small-town vibes, finding your next home here might just be the best decision you make.