Who has low mortgage rates in Georgia?
A good rate for a primary, single-family home in for , and credit score is:
found 72 lenders for you—rates updated Jun 10, 2025
Rates updated Jun 10, 2025
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in GA
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found only 5 lenders likely to get you a good deal.
| Lender | Lender fees | ||
|---|---|---|---|
| Tomo Mortgage, LLC | No lender feesHighly rated | Highly rated | |
| Kwik Mortgage Corporation | $0-$1095Highly rated | Highly rated | |
| American Internet Mortgage, In | $995Mixed reviews | Mixed reviews | |
| Pentagon Federal Credit Union | $995Average | Average | |
| Nj Lenders Corp | $1125Highly rated | Highly rated |
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in GA likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at 72 lenders and these 2 are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
| Panorama Mortgage Group, LLC | $1740Limited reviews | Limited reviews | |
| Total Mortgage Services, LLC | $1490Mixed | Mixed |
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistLenders with average rates in GA
You deserve better than what these 65 lenders historically provide.
- American Neighborhood Mortgage
- American Pacific Mortgage Corp
- Ark-La-Tex Financial Services
- Arvest Bank
- Assurance Financial Group, L.L
- Atlantic Bay Mortgage Group
- Atlantic Coast Mortgage, LLC
- Bank Of England
- Bayshore Mortgage Funding
- Calcon Mutual Mortgage LLC
- Cmg Mortgage Inc.
- Compass Mortgage, Inc.
- Crosscountry Mortgage, LLC
- Das Acquisition Company, LLC
- Diamond Residential Mtg Corp
- Digital Federal Credit Union
- Envoy Mortgage, Ltd
- Evolve Bank & Trust
- Fairway Independent Mort Corp
- Fbc Mortgage, LLC
- First Community Mortgage
- First Heritage Mortgage, LLC
- First Home Mortgage
- First International Bank & Tru
- Gateway First Bank
- Gmfs, LLC
- Goldwater Bank National Associ
- Guaranteed Rate Affinity, LLC
- Guaranteed Rate, Inc.
- Highlands Residential Mortgage
- Homeowners Financial Group, Ll
- Homeside Financial, LLC
- Homestead Funding Corp.
- Huntington National Bank
- Intercoastal Mortgage, LLC
- InterlInc. Mortgage Services, L
- Ixonia Bank
- Leaderone Financial Corp.
- Loan Simple, Inc.
- Meadowbrook Financial Mortgage
- Mutual Of Omaha Mortgage
- Nations Lending Corporation
- Nbh Bank
- Nfm, Inc.
- Northpointe Bank
- Planet Home Lending, LLC
- Premier Mortgage Resources, Ll
- Presidential Bank, Fsb
- Primelending
- Princeton Mortgage Corporation
- Radius Financial Group Inc.
- Sandy Spring Bank
- Seatrust Mortgage Company
- Success Mortgage Partners, Inc.
- Summit Funding.Inc.
- Swbc Mortgage Corporation
- Synergy One Lending
- The Federal Savings Bank
- Tjc Mortgage Inc.
- Townebank
- United Community Bank
- United Northern Mortgage Banke
- Us Mortgage Corporation
- Van Dyk Mortgage Corporation
- Waterstone Mortgage Corporatio
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Georgia is shaping up to be a hot spot for homebuyers
If you’ve been contemplating a move to the Peach State, now is a great time to explore the diverse housing market without feeling financially stretched.
Atlanta, the capital and cultural hub, is where the action is. This bustling city boasts a thriving economy, a vibrant arts scene, and some seriously delicious Southern cuisine. Neighborhoods like Inman Park and Old Fourth Ward are popular among young professionals and families, offering a mix of historic charm and modern conveniences. With the median home price in Atlanta around $400,000, it’s still reasonable compared to other major metropolitan areas, especially when you consider the potential for appreciation.
But Georgia isn’t just about Atlanta! Cities like Savannah and Augusta offer their own unique appeal. Savannah is known for its stunning historic architecture and coastal charm, with a median home price of about $300,000. Its picturesque streets and vibrant arts scene attract many newcomers looking for a relaxed lifestyle. Meanwhile, Augusta, famous for its golf tournaments, offers a strong sense of community with a median home price of around $230,000, making it a solid choice for families and retirees alike.
For those considering smaller towns, places like Macon and Athens provide a more laid-back vibe while still offering access to amenities and local culture. Macon’s median home price is approximately $180,000, while Athens, home to the University of Georgia, hovers around $300,000.
Georgia also has a variety of programs for first-time homebuyers, including down payment assistance and affordable loan options, helping make the dream of homeownership more accessible.