Who has low mortgage rates in Georgia?
A good rate for a primary, single-family home in for , and credit score is:
found 75 lenders for you - rates updated May 27, 2025
Rates updated May 27, 2025
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in GA
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found only 5 lenders likely to get you a good deal.
| Lender | Lender fees | ||
|---|---|---|---|
| Tomo Mortgage, Llc | No lender feesHighly rated | Highly rated | |
| Kwik Mortgage Corporation | $0-$1095Highly rated | Highly rated | |
| American Internet Mortgage, In | $995Mixed reviews | Mixed reviews | |
| Pentagon Federal Credit Union | $995Average | Average | |
| Nj Lenders Corp | $1125Highly rated | Highly rated |
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in GA likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at 75 lenders and these 5 are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
| Nationwide Mortgage Bankers, I | $1740Above average | Above average | |
| Panorama Mortgage Group, Llc | $1740Limited reviews | Limited reviews | |
| Alameda Mortgage Corporation | $1660Highly rated | Highly rated | |
| Total Mortgage Services, Llc | $1490Mixed | Mixed | |
| American Financial Network, In | $1295Mixed Reviews | Mixed Reviews |
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistTrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Get a personalized rate quote from Tomo Mortgage
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Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
James James McTernan is a Tomo Mortgage Loan Advisor - NMLS #337556Georgia is shaping up to be a hot spot for homebuyers
If you’ve been contemplating a move to the Peach State, now is a great time to explore the diverse housing market without feeling financially stretched.
Atlanta, the capital and cultural hub, is where the action is. This bustling city boasts a thriving economy, a vibrant arts scene, and some seriously delicious Southern cuisine. Neighborhoods like Inman Park and Old Fourth Ward are popular among young professionals and families, offering a mix of historic charm and modern conveniences. With the median home price in Atlanta around $400,000, it’s still reasonable compared to other major metropolitan areas, especially when you consider the potential for appreciation.
But Georgia isn’t just about Atlanta! Cities like Savannah and Augusta offer their own unique appeal. Savannah is known for its stunning historic architecture and coastal charm, with a median home price of about $300,000. Its picturesque streets and vibrant arts scene attract many newcomers looking for a relaxed lifestyle. Meanwhile, Augusta, famous for its golf tournaments, offers a strong sense of community with a median home price of around $230,000, making it a solid choice for families and retirees alike.
For those considering smaller towns, places like Macon and Athens provide a more laid-back vibe while still offering access to amenities and local culture. Macon’s median home price is approximately $180,000, while Athens, home to the University of Georgia, hovers around $300,000.
Georgia also has a variety of programs for first-time homebuyers, including down payment assistance and affordable loan options, helping make the dream of homeownership more accessible.