Who has the best mortgage rates in Alaska?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders with low rates in AK
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.

Lenders in AK likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 11 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Lenders with average rates in AK
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights

TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Mortgage rates in Alaska: affordable living with wild beauty
Alaska offers a rare mix of adventure, affordability, and community for first-time homebuyers.
Anchorage leads the way as the state’s economic and cultural center, with neighborhoods like Spenard, Mountain View, and East Anchorage offering more accessible price points. Even with rising demand, buyers can still find homes that balance value with incredible mountain views and access to trails, skiing, and the Cook Inlet.
For a slower pace, towns like Palmer, Wasilla, and Homer offer small-town charm, strong community ties, and easy access to Alaska’s unmatched natural beauty.
First-time buyers can also benefit from programs through the Alaska Housing Finance Corporation (AHFC), which offers down payment assistance programs and energy efficiency incentives. These make it easier to buy in a state where distances are long, but the rewards are big.
Whether you want the convenience of city life or the solitude of a cabin near the wild, Alaska’s housing market is full of opportunity.