Who has the best mortgage rates in Virginia?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders with low rates in VA
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders in VA likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 72 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson TrueRate Data ScientistLenders with average rates in VA
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Virginia is calling all home buyers
If you’ve been dreaming of settling down in a state rich with history, stunning landscapes, and vibrant culture, now could be the time to make that dream a reality without stretching your finances.
Northern Virginia, with its proximity to Washington, D.C., offers nonstop energy and charm. The suburbs of D.C. like Arlington and Alexandria are home to charming streets, excellent food, and easy access to the city’s amenities. While the median home price in Arlington is around $600,000, many people feel the convenience and vibrant atmosphere make it well worth it, especially for professionals looking to make a move.
Virginia has more to offer than just D.C. suburbs. Richmond, the state capital, blends history with modernity, with neighborhoods like Scott’s Addition offering a thriving arts scene. The median home price in Richmond is closer to $350,000, making it a great choice for those seeking city living without the hefty price tag. The local breweries and vibrant food scene add to its appeal, making it a great place to unwind after a busy day.
For a more relaxed pace, the Blue Ridge Mountains beckon with towns like Charlottesville and Roanoke. Charlottesville, known for its picturesque views and wine country, has a median home price around $430,000. Roanoke, offering small-town charm and outdoor adventures, has homes priced around $290,000—perfect for families or anyone seeking a tight-knit community.
Virginia also provides a variety of assistance programs for first-time homebuyers, including down payment help and affordable loan options, making homeownership more attainable than ever.