Who has low mortgage rates in Virginia?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in VA
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in VA likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at 74 lenders and these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistLenders with average rates in VA
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
James James McTernan is a Tomo Mortgage Loan Advisor - NMLS #337556Get a personalized rate quote from Tomo Mortgage
Unlike other lenders who require you to speak with a loan officer first before giving you a detailed quote, Tomo Mortgage believes in transparent rates.
TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Virginia is calling all home buyers
If you’ve been dreaming of settling down in a state packed with history, stunning landscapes, and a vibrant culture, now’s your chance to make that dream a reality without totally emptying your wallet.
Let’s kick things off in Northern Virginia, where the action is nonstop. The suburbs of D.C. are buzzing with energy, and places like Arlington and Alexandria offer charming streets, delicious food, and quick access to the city’s amenities. While the median home price in Arlington hovers around $600,000, it’s worth it for the killer commute and the lively atmosphere. Plus, the job market here is thriving, making it a hot spot for professionals looking to plant their roots.
But Virginia has more to offer than just the D.C. suburbs! Richmond, the state capital, is a blend of history and modernity, with a burgeoning art scene and hip neighborhoods like Scott’s Addition. Here, you can find median home prices closer to $350,000, giving you a taste of city life without the big-city price tag. The local breweries and food spots are a major draw, making it a great place to unwind after a long week.
For those who crave a slower pace, the stunning Blue Ridge Mountains beckon with towns like Charlottesville and Roanoke. Charlottesville is known for its picturesque views, wine country, and a strong sense of community, with a median home price around $430,000. Roanoke offers a charming small-town feel and outdoor adventures, with homes priced around $290,000, perfect for families or anyone looking for a tight-knit community.
Virginia also provides a variety of assistance programs for first-time homebuyers, from down payment help to affordable loan options, making homeownership more accessible.