Who has low mortgage rates in Oklahoma?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in OK
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found a few lenders likely to get you a good deal.
| Lender | Lender fees | ||
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in OK likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at many lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistTrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Oklahoma’s housing market is looking promising
This is great news for potential homebuyers, as it opens up more opportunities to find an affordable home in the Sooner State.
Cities like Oklahoma City and Tulsa are where the action is, each offering unique vibes and plenty of charm. Oklahoma City boasts a lively arts scene, great restaurants, and a growing economy, making it an attractive spot for first-time buyers. Meanwhile, Tulsa’s rich history and beautiful Art Deco architecture create a distinct atmosphere that appeals to many. Both cities provide a range of affordable housing options, so whether you prefer a cozy bungalow or a modern apartment, you’re likely to find something that fits your needs.
If you’re looking for a quieter lifestyle, the smaller towns throughout Oklahoma also provide plenty of opportunities. Places like Norman, Edmond, and Stillwater offer a strong sense of community and are known for their friendly atmospheres. Here, you can often find larger homes and yards without the price tags of bigger cities.
Oklahoma also offers several programs aimed at assisting first-time homebuyers, which can help ease the financial burden of purchasing a home. From down payment assistance to favorable loan options, these resources can help make the home-buying process smoother.
With its diverse landscapes, friendly communities, and improving interest rates, now is a fantastic time to explore the possibilities in Oklahoma. Whether you’re drawn to the bustling city life or the peaceful charm of small-town living, the Sooner State has something for everyone.