Who has the best mortgage rates in Oklahoma?

I’m looking for a primary, single-family home in for , and credit score.

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Insights

Negotiate everything—rates, fees, and terms are not set in stone.

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Lenders with low rates in OK

TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.

LenderLender fees
Customer reviews

Insights

Negotiate everything—rates, fees, and terms are not set in stone.

Portrait of George Robinson, TrueRate Data ScientistGeorge Robinson TrueRate Data Scientist

Lenders in OK likely to have high rates

We don’t accept advertising, so you can get the real lender story. TrueRate looked at 36 lenders and found that these lenders are likely to offer you a high rate.

LenderLender fees
Customer reviews

Insights

Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.

Portrait of George Robinson, TrueRate Data ScientistGeorge Robinson TrueRate Data Scientist

Lenders with average rates in OK

You deserve better than what these lenders historically provide.


Don’t let lenders pull a fast one on you

Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.

6.53% - 6.69%

Insights

TrueRate compares lenders based on their 0 points or par rate. You should use this rate when comparing lenders.
Portrait of James McTernan, Tomo Mortgage Loan AdvisorInsights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556

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Methodology

We believe in transparency. Here’s how we crunched the numbers.

Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.


Oklahoma’s housing market is looking promising

This is great news for future homebuyers, as it opens up more chances to find an affordable home in Oklahoma.

Cities like Oklahoma City and Tulsa offer their own unique vibes and a lot of charm. Oklahoma City is known for its lively arts scene, great restaurants, and growing economy, making it an attractive spot for first-time buyers. On the other hand, Tulsa’s rich history and beautiful Art Deco architecture create a special atmosphere that appeals to many. Both cities offer a variety of affordable housing options, so whether you’re looking for a cozy bungalow or a modern apartment, you’ll likely find something that works for you.

If you want a quieter lifestyle, Oklahoma’s smaller towns also provide plenty of opportunities. Places like Norman, Edmond, and Stillwater are known for their strong sense of community and friendly atmospheres. Here, you can find larger homes and yards without the high prices of bigger cities.

Oklahoma also offers several programs to help first-time homebuyers, making it easier to buy a home. From down payment assistance to favorable loan options, these resources can help make the process smoother.

With its beautiful landscapes, friendly communities, and improving interest rates, now is a great time to explore what Oklahoma has to offer. Whether you’re looking for city life or the peaceful charm of small towns, the Sooner State has something for everyone.