Who has the best mortgage rates in Oklahoma?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders with low rates in OK
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders in OK likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 36 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson TrueRate Data ScientistLenders with average rates in OK
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Oklahoma’s housing market is looking promising
This is great news for potential homebuyers, as it opens up more opportunities to find an affordable home in the Sooner State.
Cities like Oklahoma City and Tulsa are where the action is, each offering unique vibes and plenty of charm. Oklahoma City boasts a lively arts scene, great restaurants, and a growing economy, making it an attractive spot for first-time buyers. Meanwhile, Tulsa’s rich history and beautiful Art Deco architecture create a distinct atmosphere that appeals to many. Both cities provide a range of affordable housing options, so whether you prefer a cozy bungalow or a modern apartment, you’re likely to find something that fits your needs.
If you’re looking for a quieter lifestyle, the smaller towns throughout Oklahoma also provide plenty of opportunities. Places like Norman, Edmond, and Stillwater offer a strong sense of community and are known for their friendly atmospheres. Here, you can often find larger homes and yards without the price tags of bigger cities.
Oklahoma also offers several programs aimed at assisting first-time homebuyers, which can help ease the financial burden of purchasing a home. From down payment assistance to favorable loan options, these resources can help make the home-buying process smoother.
With its diverse landscapes, friendly communities, and improving interest rates, now is a fantastic time to explore the possibilities in Oklahoma. Whether you’re drawn to the bustling city life or the peaceful charm of small-town living, the Sooner State has something for everyone.