Tag: credit score
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![Does a credit check lower my credit score?]()
Does a credit check lower my credit score?
Alright, so you’re getting serious about buying a house and wondering if a credit check is going to mess… Read more
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![How much are closing costs?]()
How much are closing costs?
Closing costs are all the expenses needed to seal the deal on your home purchase, beyond the negotiated purchase… Read more
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![What credit score do I need to buy a home?]()
What credit score do I need to buy a home?
The higher your credit score, the better the loan terms you’ll likely get. But you don’t need perfect credit… Read more
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![What is the difference between earnest money and my down payment?]()
What is the difference between earnest money and my down payment?
Earnest money is just an initial deposit to secure your offer, while the down payment is a larger sum… Read more
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![What is mortgage underwriting?]()
What is mortgage underwriting?
The mortgage business ultimately comes down to underwriting, which is the process of assessing risks around the mortgage and… Read more
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![What are the steps to buying a house?]()
What are the steps to buying a house?
Buying a new home can be complex! For most lenders, from the time you find a new home to… Read more
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![What are the steps to getting a mortgage?]( "What are the steps to getting a mortgage?")
What are the steps to getting a mortgage?
Whether you’re looking at different types of properties or just trying to figure out where to start, here’s the… Read more
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![What are mortgage interest rate points?]( "What are mortgage interest rate points?")
What are mortgage interest rate points?
The term points gets frequently thrown around, but what do points actually mean and should you get them? So what… Read more
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![APR vs. Interest Rates in a mortgage]( "APR vs. Interest Rates in a mortgage")
APR vs. Interest Rates in a mortgage
While interest rates dominate the news, we would argue understanding APR (Annual Percentage Rate) can be a larger factor… Read more
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![FHA Loans vs Conventional Loans: Which is better for a first time home buyer?]()
FHA Loans vs Conventional Loans: Which is better for a first time home buyer?
Choosing the type of loan that makes the most financial sense for you can be daunting for first time… Read more
