Buying Your First Home
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![How is the loan amount I am approved for calculated?]()
How is the loan amount I am approved for calculated?
There’s a lot of mortgage calculators out there—these aren’t honestly all that valuable if you really want to know… Read more
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![How to game the real estate wealth-building ladder]()
How to game the real estate wealth-building ladder
Imagine yourself 15 years from now. You might want to live in a new city, own a larger home,… Read more
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![What is a buyer’s market?]()
What is a buyer’s market?
A buyer’s market is a period when there are more homes or more supply in the market, than buyers… Read more
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![What is debt-to-income (DTI) in mortgage?]()
What is debt-to-income (DTI) in mortgage?
DTI measures how much of your income goes toward debt payments. Lenders use this ratio to assess your financial… Read more
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![What is PMI?]()
What is PMI?
When you put down less than 20% on your new home, every lender everywhere is required to charge for… Read more
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![Conditionally approved? What does it mean?]()
Conditionally approved? What does it mean?
Getting conditionally approved means the lender has reviewed your loan application and things are looking good, but they still… Read more
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![What is a 3-2-1 buydown?]()
What is a 3-2-1 buydown?
Think of a 3-2-1 buydown as a mortgage’s way of easing you into the big league. It’s like giving… Read more
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![What’s the deal with hard vs. soft credit checks?]()
What’s the deal with hard vs. soft credit checks?
A soft-credit check is basically a little peek behind the curtain. You’ve probably done soft credit checks on yourself… Read more
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![15-year or 30-year mortgage?]()
15-year or 30-year mortgage?
When trying to figure out how much house you can afford, or work out the best price for a… Read more
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![What does clear to close mean?]()
What does clear to close mean?
“Clear to close” (CTC) is like the ultimate green light in the mortgage world. Hitting that milestone means your… Read more
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![Ready to buy your first home? Here’s how to do it]()
Ready to buy your first home? Here’s how to do it
Thinking about buying your first home? Love that journey for you! But listen, this is a big move, so… Read more
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![What’s the difference between a Buyer’s Agent and a Seller’s Agent?]()
What’s the difference between a Buyer’s Agent and a Seller’s Agent?
If you’re new to home buying, you’ll need to quickly understand the roles of buyer’s agents and seller’s agents.… Read more
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![Are condos a smart investment?]()
Are condos a smart investment?
Thinking about snagging a condo? It could be a killer investment, but it really depends on what you’re aiming… Read more
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![Does a credit check lower my credit score?]()
Does a credit check lower my credit score?
Alright, so you’re getting serious about buying a house and wondering if a credit check is going to mess… Read more
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![How much money do I need to buy a house?]()
How much money do I need to buy a house?
It’s a seemingly simple question, with a complicated answer. We’ll do our best to simplify how much money you’ll… Read more
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![How much are closing costs?]()
How much are closing costs?
Closing costs are all the expenses needed to seal the deal on your home purchase, beyond the negotiated purchase… Read more
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![Is it better to rent or buy a home?]()
Is it better to rent or buy a home?
Renting versus buying is a common crossroads many people face. Renting can feel a lot lower stakes as well… Read more
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![How long does it take to close on a house after an offer is accepted?]()
How long does it take to close on a house after an offer is accepted?
At a typical lender, closing on a house generally takes around 30 to 45 days from the moment your… Read more
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![Is buying real estate a good investment?]()
Is buying real estate a good investment?
Investing in real estate is a phrase that is commonly thrown around, and it can often feel confusing. What… Read more
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![How to get pre approved for a mortgage]()
How to get pre approved for a mortgage
A good way to think about your pre approval is a guarantee from a lender that you can pay… Read more
