Who has low mortgage rates in Colorado?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in CO
It’s hard to find a lender in the good rate range—we’ve analyzed 442 lenders and found some likely to get you a good deal.
| Lender | Lender fees | Customer synopsis | |
|---|---|---|---|
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in CO likely to have high rates
We dont accept advertising, so TrueRate can give the real lender story. We looked at 442 lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | Summary | |
|---|---|---|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
In Colorado, the housing market offers a mix of excitement and opportunity
Interest rates continue to trend downward in 2024 and are expected to get even better in 2025. That means if you’ve been waiting for the right moment to buy, things are starting to look up! Lower rates mean more manageable monthly payments, which can help make your dream of owning a home in the Centennial State a reality.
Of course, Colorado has a range of options depending on what vibe you’re going for. Denver and Boulder? Gorgeous, but they can get pricey thanks to all that outdoor-loving, tech-startup, brewery scene energy. If you’re up for it and have the budget, these areas are fantastic—but be ready to compete with a lot of other buyers. But if you explore cities like Colorado Springs, Fort Collins, or even places a little further from the big hubs, you can still find some great deals. These spots offer that same stunning mountain backdrop, with more space and a lower price tag.
First-time buyers in Colorado also have access to some solid programs aimed at making it easier to buy, including assistance with down payments or more favorable terms. So even if the bigger cities seem intimidating, there are ways to make things work in your favor.
And let’s be real—living in Colorado is a dream if you love the outdoors. Whether you’re hiking, skiing, or just soaking in the mountain views, the state’s natural beauty is hard to beat. Combine that with improving interest rates and a bit of savvy home shopping, and now might just be your golden moment to plant roots.