Home Buying Process
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![What are the steps to getting a mortgage?]( "What are the steps to getting a mortgage?")
What are the steps to getting a mortgage?
Whether you’re looking at different types of properties or just trying to figure out where to start, here’s the… Read more
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![Why do you have to pay for a home appraisal upfront?]()
Why do you have to pay for a home appraisal upfront?
Here’s the deal: when you’re buying a home, your lender isn’t just handing you a loan without making sure… Read more
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![What’s the typical down payment on a house?]()
What’s the typical down payment on a house?
So, you’re ready to take the leap into homeownership, and onto the wealth building ladder of real estate… but… Read more
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![What is a pre approval letter? Your must-have for home buying success]()
What is a pre approval letter? Your must-have for home buying success
Strap in! Before you kick off your house hunt, there’s one essential document you absolutely need: the pre approval… Read more
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![Why do mortgage lenders track all deposits?]()
Why do mortgage lenders track all deposits?
Good question! Lenders are all about making sure you’re financially solid and that your money is legit. They want… Read more
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![Why do you need a license to talk about interest rates?]()
Why do you need a license to talk about interest rates?
Ever wonder why someone needs a license to talk about interest rates? Yeah, it sounds like just another layer… Read more
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![Closing disclosure? What’s that?]()
Closing disclosure? What’s that?
The Closing Disclosure is a document that spells out every last cent and every commitment you’re about to make… Read more
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![What exactly is a remote closer in mortgage?]()
What exactly is a remote closer in mortgage?
A remote closer (sometimes known as a mobile notary) handles the final steps of closing a mortgage deal, but… Read more
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![Moving day: mastering the chaos]()
Moving day: mastering the chaos
How do I handle the actual move like a pro? Confirm your movers’ ETA, and make sure everything’s boxed… Read more
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![What should I tackle before moving into my new home?]()
What should I tackle before moving into my new home?
Here’s your pre-move game plan Pre-move Pre-closing Post-move If you’re ready to start your journey to homeownership, get pre… Read more
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![What is a home appraisal and how much does it really cost?]()
What is a home appraisal and how much does it really cost?
So you’re about to buy a house and you’ve heard about this thing called an appraisal. What’s it all… Read more
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![Do I need to worry about a home inspection?]()
Do I need to worry about a home inspection?
A home inspection is like getting a checkup for the house you’re about to buy. A licensed inspector goes… Read more
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![What happens after you submit your mortgage application]()
What happens after you submit your mortgage application
Once you submit your application it goes to underwriting. Underwriting is about making sure the details of your loan,… Read more
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![What’s an Application Advisor?]()
What’s an Application Advisor?
After you win the offer on a new home, your Loan Advisor will introduce you to your Application Advisor… Read more
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![Who does what in a mortgage company? Understanding your lending team]()
Who does what in a mortgage company? Understanding your lending team
When you’re diving into the mortgage world, it’s easy to get mixed up between different roles. There’s a great… Read more
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![How is the loan amount I am approved for calculated?]()
How is the loan amount I am approved for calculated?
There’s a lot of mortgage calculators out there—these aren’t honestly all that valuable if you really want to know… Read more
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![Conditionally approved? What does it mean?]()
Conditionally approved? What does it mean?
Getting conditionally approved means the lender has reviewed your loan application and things are looking good, but they still… Read more
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![What’s the deal with hard vs. soft credit checks?]()
What’s the deal with hard vs. soft credit checks?
A soft-credit check is basically a little peek behind the curtain. You’ve probably done soft credit checks on yourself… Read more
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![What does clear to close mean?]()
What does clear to close mean?
“Clear to close” (CTC) is like the ultimate green light in the mortgage world. Hitting that milestone means your… Read more
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![Ready to buy your first home? Here’s how to do it]()
Ready to buy your first home? Here’s how to do it
Thinking about buying your first home? Love that journey for you! But listen, this is a big move, so… Read more
