Tips, trends and insights for homebuyers like you.
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![Is buying a foreclosed home a smart move?]()
Is buying a foreclosed home a smart move?
Thinking of diving into the world of foreclosures? It could be a savvy investment, but it comes with its fair share of risks. Foreclosed properties often come at a bargain, but they might also be hiding some serious issues. Here’s the lowdown on whether a foreclosure is worth your investment. What’s a foreclosure anyway? A… Read more
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![2024 mortgage interest rate forecast]()
2024 mortgage interest rate forecast
See how Tomo.com’s capital markets chief breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![What is the best time of year to sell a house?]()
What is the best time of year to sell a house?
If you’re looking to sell your house, summer is typically the prime time. With better weather and families having more time to move, it’s a key… Read more
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![What are the steps to buying a house?]()
What are the steps to buying a house?
Buying a new home can be complex! For most lenders, from the time you find a new home to the time you actually purchase the home… Read more
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![What % should I put down for my down payment?]()
What % should I put down for my down payment?
What is a down payment? A down payment on a house is the upfront cash you put down when you buy a home. It reduces the… Read more
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![What are the steps to getting a mortgage?]()
What are the steps to getting a mortgage?
Whether you’re looking at different types of properties or just trying to figure out where to start, here’s the steps in the process of getting a… Read more
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![What are mortgage interest rate points?]()
What are mortgage interest rate points?
The term points gets frequently thrown around, but what do points actually mean and should you get them? So what are points anyway? Mortgage “points,” also referred… Read more
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![APR vs. Interest Rates in a mortgage]()
APR vs. Interest Rates in a mortgage
While interest rates dominate the news, we would argue understanding APR (Annual Percentage Rate) can be a larger factor when evaluating the total cost of your… Read more
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![FHA Loans vs Conventional Loans: Which is better for a first time home buyer?]()
FHA Loans vs Conventional Loans: Which is better for a first time home buyer?
Choosing the type of loan that makes the most financial sense for you can be daunting for first time homebuyers and repeat purchasers alike. There’s some… Read more
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![Three years of Tomo: what we’ve learned]( "Three years of Tomo: what we’ve learned")
Three years of Tomo: what we’ve learned
On June 30th, 2021, Tomo Mortgage opened for business. We knew that the mortgage industry was broken, and from day one we set out to fix… Read more
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![On the Market: Waterfront Homes in Florida]()
On the Market: Waterfront Homes in Florida
There are so many places to own a waterfront home in Florida, the choices can be overwhelming. We help narrow it down… Read more
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![On the Market: Waterfront Homes in California]()
On the Market: Waterfront Homes in California
Huntington Beach, Mission Viejo, Newport Beach and San Clemente are the four waterfront towns we highlight in California. Read more
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![On the Market: Waterfront Homes in New York]()
On the Market: Waterfront Homes in New York
We have created a short-list of waterfront homes for sale in New York State and included some tips for buying on the water. Read more
