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What credit score do I need to buy a home?
The higher your credit score, the better the loan terms you’ll likely get. But you don’t need perfect credit… Read more
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What is a origination fee?
If you are in the process of shopping around for a lender, or just curious about the home buying… Read more
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What is a mortgage escrow account?
When financing a new home, you’ll likely hear the term “escrow.” When purchasing a new home, the escrow is… Read more
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What is the difference between earnest money and my down payment?
Earnest money is just an initial deposit to secure your offer, while the down payment is a larger sum… Read more
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What is mortgage underwriting?
The mortgage business ultimately comes down to underwriting, which is the process of assessing risks around the mortgage and… Read more
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What is the best time of year to sell a house?
If you’re looking to sell your house, summer is typically the prime time. With better weather and families having… Read more
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What are the steps to buying a house?
Buying a new home can be complex! For most lenders, from the time you find a new home to… Read more
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What % should I put down for my down payment?
What is a down payment? A down payment on a house is the upfront cash you put down when… Read more
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APR vs. Interest Rates in a mortgage
While interest rates dominate the news, we would argue understanding APR (Annual Percentage Rate) can be a larger factor… Read more
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FHA Loans vs Conventional Loans: Which is better for a first time home buyer?
Choosing the type of loan that makes the most financial sense for you can be daunting for first time… Read more