Home Buying Process
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Does a credit check lower my credit score?
Alright, so you’re getting serious about buying a house and wondering if a credit check is going to mess… Read more
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How much are closing costs?
Closing costs are all the expenses needed to seal the deal on your home purchase, beyond the negotiated purchase… Read more
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How long does it take to close on a house after an offer is accepted?
At a typical lender, closing on a house generally takes around 30 to 45 days from the moment your… Read more
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How to get pre approved for a mortgage
A good way to think about your pre approval is a guarantee from a lender that you can pay… Read more
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How to win an offer on a home
Winning an offer means your bid was accepted by the seller. You’re essentially securing the home and moving forward… Read more
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What credit score do I need to buy a home?
The higher your credit score, the better the loan terms you’ll likely get. But you don’t need perfect credit… Read more
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What is a mortgage escrow account?
When financing a new home, you’ll likely hear the term “escrow.” When purchasing a new home, the escrow is… Read more
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What is mortgage underwriting?
The mortgage business ultimately comes down to underwriting, which is the process of assessing risks around the mortgage and… Read more
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What are the steps to buying a house?
Buying a new home can be complex! For most lenders, from the time you find a new home to… Read more
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Tomo’s Guide to Home Buying Part 5: How to Get a Mortgage
Applying for a mortgage is a time of both excitement and stress. On one hand, it signifies a significant… Read more
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Tomo’s Guide to Home Buying Part 4: How to Make an Offer on a House
When it comes to buying a house, making an offer is a big deal. It’s a mix of excitement… Read more
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Tomo’s Guide to Home Buying Part 3: Things to Look for When Buying a House
The thrill of searching for a new home is an adventure filled with anticipation and excitement. It’s a journey… Read more
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Tomo’s Guide to Home Buying Part 2: Understanding Mortgage Pre-Approval
If you’ve begun navigating the exciting but often daunting path to homeownership… Read more
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Tomo’s Guide to Home Buying Part 1: How Much House Can I Afford?
Purchasing a home is a major financial undertaking that brings substantial rewards, however… Read more