With low rates and a 98% on-time closing, we currently get 4.95 stars on Zillow and 4.9 stars on Bankrate.
Here’s what some of these reviewers had to say.
Tomo provided a top notch experience throughout the process of qualifying for and obtaining financing for my new home. To boot, they were the best rate I found across the 4 companies I shopped, two of which with I’d had a previous financial relationship.
Choogie
Winter Garden, FL (April 2024)
First Time Homebuyer here. 12/10 experience with Tomo. Highly recommend asking for Ted, Jack and Evelyn on the Tomo team. Compared a lot of rates across the market and they were one of the lowest rates with exceptional service and patience towards educating us homebuyers.
Rohan R.
TN (April 18, 2024)
TOMO and their team provided consistency and urgency throughout the entire process to get us to the finish line… From personal assistance, to endless off business hours phone calls and texts to fit my schedule, to locking lower rates quickly when able, to saving money at closing, all of that with a 21-day closing.
Zillow User
Arvada, CO (Dec 2023)
The digital platform was very well designed and made the entire process easy and secure. With personal touch throughout the process, and timely communication, it was more than a pleasant experience.The digital platform was very well designed and made the entire process easy and secure. With personal touch throughout the process, and timely communication, it was more than a pleasant experience.
Brad
Lindwood, WA (Dec 2022)
Founded in 2020 by Zillow executives, Tomo is becoming a leader in digital mortgages
Our mission is simple: Make home buying less painful, and more joyful. We do this by using technology (and much needed humanity) to simplify and streamline the way people find and buy a home. This speeds everything up, so it’s all less annoying and we’re able to help people close on-time. And, more important, it lowers costs.
Plus, because there’s no legit or credible reason to charge a lender or “origination” fee (apart from correcting for a bloated business model), we cut that too, saving people about $2,000 on average ahead of closing.
Our CEO, Greg Schwartz, explains:
Media coverage
From industry insights to personal finance tips, we’ve been making headlines throughout the industry.
Where is Tomo located?
Our headquarters is in Stamford, CT, and we have additional offices in Seattle, WA and Birmingham, MI. We also have additional staff around the country.
Our real estate portal, where you can use AI to find what you’re really looking for in a home, features over 30,000 homes for sale in 25 states and counting. We use the same MLS listing services as other real estate platforms like Zillow, but add additional information to these listings to help people learn more about the property and negotiate for a great price.
Tomo Mortgage is currently available to home buyers in Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Maryland, Michigan, Minnesota, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Washington, D.C. and Wisconsin.