Greater Texas Credit Union
Who is Greater Texas Credit Union?
Greater Texas Credit Union (also branded as Aggieland Credit Union in Bryan/College Station) is a Texas-based, member-owned institution offering fixed and adjustable-rate mortgages and select government-backed options (FHA/VA/USDA). Portfolio offerings sometimes include “no closing cost” promotions subject to underwriting, LTV, and eligibility limits.
How Greater Texas Credit Union Rates and Fees Compare to Other Lenders
We use historic rate information to provide an apples-to-apples comparison of lenders, but you’ll need to check the rates on the lender’s website for up-to-date pricing on your specific scenario. We used costs for a $400,000 purchase, primary residence, 30-year fixed mortgage with 20% down. We frame the lender’s rate relative to the national median on the publish date. No taxes, insurance, or mortgage interest rate points included.
| Greater Texas Credit Union | Typical Lender (Median) | Tomo Mortgage | |
|---|---|---|---|
| Interest Rate (par rate) | 0.10% less than the median | 6.58% (Aug 18, 2025 median) | 0.30% less than the median |
| Lender Fees | $1,550 | $1,360 | $0 |
| Cost after 1 year | $22,181 (~$20,631 interest + $1,550 fees) | $22,311 (~$20,951 interest + $1,360 fees) | $19,990 (~$19,990 interest + $0 fees) |
| Cost after 10 years | $194,907 (~$193,357 interest + $1,550 fees) | $197,924 (~$196,564 interest + $1,360 fees) | $186,955 (~$186,955 interest + $0 fees) |
What Customers Are Saying
“Fantastic customer service and friendly staff.”
“The tellers are friendly, courteous & fast.”
“Just terrible… you can’t get verified… go elsewhere.”
Third-party sites reflect individual experiences. Use multiple, recent sources and confirm pricing on a written Loan Estimate.
Complaints snapshot: See recent complaint patterns on the BBB page.
Where Did We Get Our Data
Public Data: Lender fees and originations through 2024 are available through the CFPB’s Home Mortgage Disclosure Act.
TrueRate Analysis: TrueRate analyzed the rates lenders actually gave to buyers for the last three years to identify lenders more likely to get you a good deal.
Licensing Data: We review lenders’ active license information and operations via the NMLS system.
Customer Feedback: We reviewed feedback on Google, Consumer Affairs, the BBB, and Bankrate, among others.
Additional Information & References
About Our Team
Our team uses TrueRate to analyze hundreds of thousands of real loans, apples-to-apples, so that we can give people a clear and objective view of a mortgage lender’s history. The goal is simple: show who’s been fair historically, and who hasn’t, so homebuyers have the information they need to make the right choice on their home loan.