Who has low mortgage rates in South Carolina?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in SC
It’s hard to find a lender in the good rate range—we’ve analyzed 442 lenders and found some likely to get you a good deal.
| Lender | Lender fees | Customer synopsis | |
|---|---|---|---|
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in SC likely to have high rates
We dont accept advertising, so TrueRate can give the real lender story. We looked at 442 lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | Summary | |
|---|---|---|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
South Carolina is shaping up to be a fantastic place to buy a home right now
With interest rates continuing to improve through 2024 and expected to ease even further into 2025, it’s great news for homebuyers. Lower rates mean you can stretch your budget a bit further, making it easier to find that perfect spot in the Palmetto State.
When it comes to real estate in South Carolina, you’ve got a ton of options. Charleston? It’s got that Southern charm, beach access, and a growing food scene—but it’s no secret that home prices there have been climbing. Still, with rates coming down, now might be the time to make it happen if you’ve got your heart set on living near the coast. On the flip side, cities like Columbia or Greenville offer a more affordable alternative with vibrant communities and lower price tags. And if you’re into the idea of small-town living or something more rural, South Carolina’s got plenty of beautiful countryside where you can snag a great deal on a home with a lot more space.
Whether you’re after coastal living, city life, or a quiet slice of the countryside, South Carolina’s got a lot to offer. With interest rates moving in a more favorable direction and affordable housing options all over, now’s a smart time to start looking for your next home in this beautiful state.