Who has low mortgage rates in Oregon?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in OR likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at many lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | ||
|---|---|---|---|
Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
The housing market in Oregon is exciting
Buying a home in the Beaver State is becoming more feasible, giving you a chance to enjoy the stunning landscapes and vibrant communities Oregon has to offer.
Portland is the shining star of Oregon’s real estate scene, known for its eclectic culture, craft breweries, and beautiful parks. While the city has its fair share of competition, there are still neighborhoods where you can find more affordable options. Areas like St. Johns or Montavilla offer a mix of charm and value, making them appealing for first-time buyers looking to break into the market.
But don’t overlook other parts of Oregon! Cities like Bend and Eugene provide a different pace and lifestyle. Bend, with its breathtaking views and outdoor recreational opportunities, attracts nature lovers and adventure seekers. Meanwhile, Eugene’s artsy vibe and friendly community make it a wonderful place to call home. Both cities have a variety of housing options that cater to different budgets.
For first-time buyers, Oregon has programs available to assist with down payments and closing costs, easing some of the financial burdens that come with purchasing a home. These resources are valuable tools for navigating the market, especially for those entering the real estate game for the first time.
With its diverse landscapes, vibrant cities, and improving interest rates, Oregon offers a fantastic array of options for homebuyers. Whether you’re drawn to the urban excitement of Portland or the serene beauty of Bend, now is an ideal time to explore the possibilities in this beautiful state.