Author Profile:
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Best Financial Tips to Start the New Year
A new year is a natural reset button for your money habits. If buying a home is one of… Read more
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How Gifts and Big Donations Impact Home Buying
Gift money can be a game-changer when you’re buying a home. With rising home prices and high upfront costs,… Read more
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Buying a house that’s for sale by owner (FSBO): gold mine or headache?
Buying a house that’s For Sale By Owner (FSBO) can either be a gold mine or a headache, depending… Read more
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How to finance a mobile or manufactured home?
Alright, so you’re considering a mobile or manufactured home—good on you for looking into an affordable path to homeownership.… Read more
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FICO vs. credit score: One and the same?
When it comes to buying a home, your credit score is a crucial factor that influences your mortgage options… Read more
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Tenants in common explained: ownership, co-borrowing, and how it works for rental properties
If you’re looking to co-own property but want flexibility in ownership and inheritance, tenants in common might be the… Read more
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What is mortgage protection?
Mortgage protection is essentially a safety net for homeowners. It’s one type of insurance that steps in if life… Read more
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Cornerstone Home Lending vs. Rocket Mortgage
On the hunt for a home loan? Rocket Mortgage is surely on your radar, and if you’ve done some… Read more
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What is a hard money loan?
A hard money loan is a type of short-term financing secured by real estate. Typically issued by private investors… Read more
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What is the best place to get a home loan?
Choosing the right lender can make all the difference in your home-buying experience. With numerous options available, understanding what… Read more
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Can you really buy a house with an LLC and rent it to yourself?
Yes, you technically can buy a house with an LLC and rent it to yourself, but it’s not as… Read more
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What are real estate taxes, and why do I have to pay them?
Real estate taxes (also called property taxes) are what help keep local services—like schools, roads, and public safety—up and… Read more
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Can you switch lenders while buying a house? Absolutely—and it might save you big
Buying a home is already complicated, so you might think, “Once I’ve chosen a lender, the hard part is… Read more
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Understanding guaranteed loans: benefits, types, and requirements
So, what exactly is a guaranteed loan? At its core, a guaranteed loan is a mortgage backed by a… Read more
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How to calculate your monthly mortgage payment like a pro
So, you’re ready to dive into the world of homeownership—congrats! Before you start picturing that dream kitchen, though, it’s… Read more
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What to expect when you hear the term loan servicing
So, you’re diving into the world of homebuying, and you keep hearing the term “loan servicing.” What’s the deal… Read more
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Who is a grantor in the mortgage process?
When diving into the home buying process, one term you’ll likely encounter is “grantor.” So, what exactly is a… Read more
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Seller concessions: a quick guide for homebuyers
If you’re exploring the homebuying process, you’ve probably heard the term “seller concessions.” But what does it mean, and… Read more
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How is the interest rate on a home loan calculated?
Navigating the world of home loans can feel like trying to solve a Rubik’s Cube blindfolded (yikes,) especially when… Read more
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What do contingent and contingencies mean when it comes to buying a house?
“Contingent” and “contingency” have related but distinct meanings in real estate: In short, “contingent” describes the state of a… Read more