Author Profile:
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Can you really buy a house with an LLC and rent it to yourself?
Yes, you can buy a home with an LLC and rent it to yourself, but there are real tax… Read more
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What are real estate taxes, and why do I have to pay them?
Real estate taxes (also called property taxes) are what help keep local services—like schools, roads, and public safety—up and… Read more
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Can You Switch Mortgage Lenders Before Closing? Yes — Here’s How
You can switch mortgage lenders at almost any point before closing, and sometimes it makes financial sense to do… Read more
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Understanding guaranteed loans: benefits, types, and requirements
So, what exactly is a guaranteed loan? At its core, a guaranteed loan is a mortgage backed by a… Read more
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What to expect when you hear the term loan servicing
So, you’re diving into the world of homebuying, and you keep hearing the term “loan servicing.” What’s the deal… Read more
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Who Is the Grantor on a Mortgage?
The grantor is the person transferring ownership of the property — typically the seller. Here’s how grantor role works… Read more
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Seller concessions: a quick guide for homebuyers
If you’re exploring the homebuying process, you’ve probably heard the term “seller concessions.” But what does it mean, and… Read more
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How is the interest rate on a home loan calculated?
Navigating the world of home loans can feel like trying to solve a Rubik’s Cube blindfolded (yikes,) especially when… Read more
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What do contingent and contingencies mean when it comes to buying a house?
“Contingent” and “contingency” have related but distinct meanings in real estate: In short, “contingent” describes the state of a… Read more
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Co-borrowing 101: when sharing a loan makes sense (and when it doesn’t)
A co-borrower is basically your mortgage sidekick—someone who applies for a loan with you and shares the responsibility of… Read more
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What does rent-to-own mean? A blueprint of key things to know
Let’s be real, rent-to-own is kind of a unicorn in the U.S. housing market. Roughly around 5% of home… Read more
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Real estate liens explained: what they are and how they affect you
If you’re buying a home, you might be wondering if there will always be a lien on your property.… Read more
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How debt consolidation impacts your home buying power
Got a pile of debt that feels like it’s getting out of hand? Whether it’s maxed-out credit cards, auto… Read more
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Ally vs. U.S. Bank
On the hunt for a home loan? Ally and US Bank are probably on your radar. But who’s really… Read more
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What’s a townhouse, anyway?
First off, let’s get one thing straight: a townhouse is not just some glorified apartment. It’s a multi-story home… Read more
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How to buy an investment property: your roadmap for growing your money
If you’re thinking about buying an investment property, you’re aiming for long-term wealth and a steady income stream. But… Read more
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How do you know if you’re ready to buy a second home?
Buying a second home sounds great—more vacations, extra rental income, and potentially growing your wealth. But how do you… Read more
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What is a foreclosure? A first-time homebuyer’s handbook
So, you’re stepping into the homebuying arena for the first time. Exciting, right? But there’s a term lurking in… Read more
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0% down mortgages: do they exist, or are they just a dream?
Hey there, future homeowners! So, you’ve probably heard whispers about the elusive 0% down mortgage—the magical unicorn of home… Read more
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Navy Federal vs. Wells Fargo
Shopping for a home loan? Navy Federal and Wells Fargo are likely names you’ve heard. One’s a hub for… Read more