HUNT Mortgage is a full-service residential mortgage lender headquartered in Buffalo, New York, and is part of the HUNT family of companies, which has deep roots in Western New York dating back to 1911. Founded as a subsidiary of HUNT Real Estate in 1984, HUNT Mortgage specializes in providing personalized home financing solutions for a broad range of borrowers.
See today’s mortgage interest rates on TrueRate.
How HUNT Mortgage compares to other lenders
| Headquarters | Buffalo, New York |
| Website | huntmortgage.com |
| Rate | 0.11% higher than the median rate |
| Lender fees | $1,515 (median) |
| Savings after 1 year, compared to the median interest rate | $30 |
| Added cost after 10 years, compared to the median interest rate | $3,048 |
| Added cost after 1 year (vs. Tomo Mortgage) | $2,548 |
| Added cost after 10 years (vs. Tomo Mortgage) | $14,233 |
For a $400,000 mortgage, HUNT Mortgage’s rates—about 0.11% higher than the market median—and $1,515 in lender fees would result in savings of around $30 in the first year, but an added cost of about $3,048 over 10 years compared to a typical lender. Borrowers should compare quotes from lower-cost lenders like Tomo Mortgage to potentially save thousands over the life of the loan.
What customers are saying
HUNT Mortgage receives mixed reviews across platforms like Zillow, Listen360 and Yelp. Many borrowers praise individual loan officers for their knowledge, helpfulness, and clear communication, particularly noting smooth processes and strong support for first-time buyers.
Negative reviews on Yelp highlight high extension fees, poor communication from some staff, and unprofessional behavior, including unreturned calls and rude interactions. Some also report frustration with loans being sold immediately after closing and ongoing post-closing issues. Overall, borrower experience seems highly dependent on the specific team.
How to compare mortgage lenders
Interest rates. Comparing rates between lenders isn’t always straightforward. Many promote low headline rates that require paying “points” upfront to buy down the interest rate. To make a true comparison, focus on the par rate (0 points) and the APR, which reflects both the interest rate and any lender fees. Even small differences can translate into significant savings over the life of the loan.
Lender fees or loan origination fees. Many lenders charge fees that add thousands to the cost of a loan. It’s important to look at both the rate and the fees together to understand the true cost of borrowing. For a $400,000 mortgage, avoiding even a $1,000 fee could contribute to meaningful savings in the first year and over the long term.
On-time close rate. Most lenders do not publicly share their on-time close rates. However, it’s a critical factor—especially if your home contract has tight deadlines. Asking about their process for meeting close dates, including underwriting and document review timelines, can give you more confidence when choosing a lender.
Pre-approval and offer letters. Some lenders offer fast pre-qualifications that may not be fully underwritten, which can weaken your offer in competitive markets. It’s important to ask whether a lender’s pre-approvals are fully underwritten and how credible their letters are when presented with an offer.
Customer satisfaction. If detailed customer review data isn’t readily available, check third-party review sites or ask the lender for references. It’s important to understand how they handle communication, responsiveness, and issue resolution throughout the loan process.
Employee reviews. Company culture often influences how clients are treated. A lender with strong employee satisfaction typically delivers better service, more organized processing, and a smoother overall experience for borrowers.
To better understand how we compare mortgage rates fairly, see our TrueRate Methodology.
If you’re ready to start your journey to homeownership, get pre-approved with Tomo Mortgage today.