Who has low mortgage rates in Arizona?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders with low rates in AZ
We’ve analyzed the rates lenders actually gave to buyers for the last three years and found a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson Chief Data ScientistLenders in AZ likely to have high rates
We don’t accept advertising, so TrueRate can give the real lender story. We looked at many lenders and these lenders are likely to offer you a high rate.
| Lender | Lender fees | ||
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson Chief Data ScientistTrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
James James McTernan is a Tomo Mortgage Loan Advisor - NMLS #337556Arizona buyers are finding homeownership increasingly achievable
Phoenix is at the forefront, buzzing with life, new developments, and a diverse job market. While the city can be competitive, its expanding neighborhoods are worth exploring. Areas like Gilbert, Chandler, and Mesa offer family-friendly environments with a blend of affordability and accessibility, making them attractive options for both first-time buyers and those looking to relocate.
If you prefer a more laid-back lifestyle, consider heading north to towns like Flagstaff or Prescott, where the stunning mountain scenery and cooler temperatures provide a refreshing contrast to the desert heat. These areas offer charming communities with a slower pace of life and plenty of outdoor activities, from hiking to skiing.
One of the best parts about buying in Arizona is the state’s commitment to helping first-time buyers. With various assistance programs available, you can find resources to help with down payments or closing costs, making it easier to step into your new home without breaking the bank.
Arizona’s blend of urban excitement and serene desert landscapes makes it a unique place to live. With improving interest rates and a variety of housing options, now is the perfect time to explore what this vibrant state has to offer, whether you’re looking for a bustling city vibe or a tranquil retreat in the mountains.