Who has the best mortgage rates in Arizona?
I’m looking for a primary, single-family home in for , and credit score.
Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders with low rates in AZ
TrueRate analyzed the rates lenders actually gave to buyers for the last three years and found only a few lenders likely to get you a good deal.
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Insights
Negotiate everything—rates, fees, and terms are not set in stone.
George Robinson TrueRate Data ScientistLenders in AZ likely to have high rates
We don’t accept advertising, so you can get the real lender story. TrueRate looked at 75 lenders and found that these lenders are likely to offer you a high rate.
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Insights
Whether a lender has high margins or is simply inefficient and passing their costs on to you, the result is the same—you’ll likely end up paying more for your home. Our data shows that if you choose these lenders you will likely regret it.
George Robinson TrueRate Data ScientistLenders with average rates in AZ
You deserve better than what these lenders historically provide.
Sorry, no lenders were found.
Methodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Don’t let lenders pull a fast one on you
Learn how really low rates often come with hidden fees. Drag the slider to see how rates and fees are connected.
Insights
Insights by James McTernan Tomo Mortgage Loan Advisor - NMLS #337556TrueRate report
See how mortgage companies got home buyers to over-pay by billions.
Get the reportMethodology
We believe in transparency. Here’s how we crunched the numbers.
Based on lender data from 2023 with at least 10 loans similar to yours with 0 points for a 30-year fixed mortgage.
Arizona buyers are finding homeownership increasingly achievable
Phoenix is an exciting city full of energy, new developments, and a diverse job market. While it can be competitive, the city’s growing neighborhoods are definitely worth checking out. Areas like Gilbert, Chandler, and Mesa offer family-friendly environments with a good mix of affordability and convenience, making them great choices for both first-time buyers and those looking to move.
If you prefer a more relaxed lifestyle, consider heading north to towns like Flagstaff or Prescott, where the beautiful mountain views and cooler temperatures give a nice break from the desert heat. These areas have charming communities with a slower pace and lots of outdoor activities, like hiking and skiing.
One of the best things about buying a home in Arizona is the state’s support for first-time buyers. With many assistance programs available, there are resources to help with down payments or closing costs, making it easier to buy your first home without spending too much.
Arizona offers a mix of city excitement and peaceful desert landscapes, making it a unique place to live. With interest rates improving and lots of housing options, now is a great time to see what this vibrant state has to offer, whether you’re after a lively city vibe or a quiet retreat in the mountains.