Tips, trends and insights for homebuyers like you.
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![How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers]()
How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers
Mortgage fees have climbed in recent years—but not evenly. New data from Tomo TrueRate shows that the largest mortgage lenders are driving the biggest increases in lender fees, far outpacing both inflation and smaller competitors. The data reveals a growing pricing disparity that raises questions about how lender size influences cost—and how informed buyers can… Read more
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![2025 mortgage interest rate forecast]()
2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![How to finance a mobile or manufactured home?]()
How to finance a mobile or manufactured home?
Alright, so you’re considering a mobile or manufactured home—good on you for looking into an affordable path to homeownership. But let’s break this down in detail… Read more
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![FICO vs. credit score: One and the same?]()
FICO vs. credit score: One and the same?
When it comes to buying a home, your credit score is a crucial factor that influences your mortgage options and interest rates. While “credit score” is… Read more
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![Tenants in common explained: ownership, co-borrowing, and how it works for rental properties]()
Tenants in common explained: ownership, co-borrowing, and how it works for rental properties
If you’re looking to co-own property but want flexibility in ownership and inheritance, tenants in common might be the right setup. here’s how it works, how… Read more
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![What is mortgage protection?]()
What is mortgage protection?
Mortgage protection is essentially a safety net for homeowners. It’s one type of insurance that steps in if life throws an unexpected curveball—whether that’s death, disability,… Read more
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![Cornerstone Home Lending vs. Rocket Mortgage]()
Cornerstone Home Lending vs. Rocket Mortgage
On the hunt for a home loan? Rocket Mortgage is surely on your radar, and if you’ve done some shopping you may have heard of Cornerstone… Read more
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![Mortgage modification vs. refinancing: what’s the difference?]()
Mortgage modification vs. refinancing: what’s the difference?
If you’re thinking about changing up your mortgage—great, you’re in the right place! But before you dive in, let’s clear up the confusion between mortgage modification… Read more
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![What is a hard money loan?]()
What is a hard money loan?
A hard money loan is a type of short-term financing secured by real estate. Typically issued by private investors or companies, these loans are based on… Read more
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![What is the best place to get a home loan?]()
What is the best place to get a home loan?
Choosing the right lender can make all the difference in your home-buying experience. With numerous options available, understanding what each lender offers is crucial. Here, we’ll… Read more
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![What’s considered a good interest rate for a mortgage?]()
What’s considered a good interest rate for a mortgage?
When it comes to figuring out what a “good” interest rate is, it really depends on the market at the time. It’s complicated with all the… Read more
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![Can you really buy a house with an LLC and rent it to yourself?]()
Can you really buy a house with an LLC and rent it to yourself?
Yes, you technically can buy a house with an LLC and rent it to yourself, but it’s not as smooth as it sounds. Here’s the scoop:… Read more
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![What are real estate taxes, and why do I have to pay them?]()
What are real estate taxes, and why do I have to pay them?
Real estate taxes (also called property taxes) are what help keep local services—like schools, roads, and public safety—up and running. They aren’t optional; it’s how your… Read more
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![What is a “lock” in the mortgage world?]()
What is a “lock” in the mortgage world?
Locking in a mortgage rate is a strategic move that can secure a set interest rate for a specific period—helping to protect you from potential rate… Read more
