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Cadence Bank is in a post-merger identity crisis. The 2021 combination of Cadence Bancorporation and BancorpSouth created what customers now describe as a “service lottery”—whether your loan file gets routed through the old Cadence infrastructure or old BancorpSouth systems appears random. Tomo Mortgage’s TrueRate data shows competitive pricing at 0.22% below the median. The risk Read more
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See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more

MLB Mortgage has struggled to keep up with industry standards, consistently offering mortgage rates well above the market average. Over the past two years, its higher-than-normal… Read more

Compeer Financial may present itself as a trusted financial partner with a focus on sustainability, but its mortgage rates have told a different story. For the… Read more

Royal United Mortgage may have a regal-sounding name, but its lending practices have been anything but noble. Over the past two years, this lender has maintained… Read more

Sente Mortgage, headquartered in Austin, Texas, takes a hands-on, local approach to lending. With physical branches in Austin—as well as offices in San Antonio, Houston, and… Read more

Directors Mortgage is kind of like that local coffee shop that’s super into being “your neighborhood spot.” They mostly stick to Oregon, Washington, and Idaho, offering… Read more

How Oregon State Credit Union compares to other lenders Headquarters Melville, New York Website unitedmortgage.com What customers are saying Some borrowers praised United Mortgage Corp. for… Read more

Oregon State Credit Union offers a variety of mortgage products with a focus on helping members achieve their homeownership dreams. They mix local expertise with personalized… Read more

Essex Mortgage, officially named Data Mortgage, is a privately held mortgage lender headquartered in Ocala, Florida, with additional branch locations in California, Arizona, and Nevada. Established… Read more

Bank Independent, headquartered in Sheffield, Alabama, serves communities across northern Alabama with a full suite of financial services, including home loans. The bank emphasizes personalized service… Read more

First Alliance Home Mortgage is a regional lender serving the East Coast. They offer a range of mortgage options, including conventional and government-backed loans. They aim… Read more

Nationwide Mortgage Bankers might sound like a lender with broad national appeal, but its mortgage rates have been anything but competitive. For the last two years,… Read more

Wallick & Volk may be one of the oldest mortgage lenders in the U.S., but its outdated practices have led to consistently high interest rates. Over… Read more