Tips, trends and insights for homebuyers like you.
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![How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers]()
How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers
Mortgage fees have climbed in recent years—but not evenly. New data from Tomo TrueRate shows that the largest mortgage lenders are driving the biggest increases in lender fees, far outpacing both inflation and smaller competitors. The data reveals a growing pricing disparity that raises questions about how lender size influences cost—and how informed buyers can… Read more
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![2025 mortgage interest rate forecast]()
2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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![What is a foreclosure? A first-time homebuyer’s handbook]()
What is a foreclosure? A first-time homebuyer’s handbook
So, you’re stepping into the homebuying arena for the first time. Exciting, right? But there’s a term lurking in the background that you need to be… Read more
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![0% down mortgages: do they exist, or are they just a dream?]()
0% down mortgages: do they exist, or are they just a dream?
Hey there, future homeowners! So, you’ve probably heard whispers about the elusive 0% down mortgage—the magical unicorn of home financing. You might be wondering, “Do they… Read more
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![Navy Federal vs. Wells Fargo]()
Navy Federal vs. Wells Fargo
Shopping for a home loan? Navy Federal and Wells Fargo are likely names you’ve heard. One’s a hub for helping Veterans and their family’s finance homes,… Read more
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![Navy Federal vs. Chase]()
Navy Federal vs. Chase
On the hunt for a home loan? Chase and Navy Federal are probably on your radar. But who’s really giving you the best bang for your… Read more
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![Veterans United vs. Rocket Mortgage]()
Veterans United vs. Rocket Mortgage
Looking for a home loan? You’ve probably come across Veterans United and Rocket Mortgage. Veterans United is all about supporting Veterans and their families with home… Read more
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![Navy Federal vs. Rocket Mortgage]()
Navy Federal vs. Rocket Mortgage
Shopping for a home loan? Navy Federal and Rocket Mortgage are likely names you’ve heard. One’s a hub for helping Veterans and their family’s finance homes,… Read more
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![What is hazard insurance?]()
What is hazard insurance?
Wondering what hazard insurance is? It’s the part of your homeowners insurance that protects your home from disasters like fire, storms, and theft. Basically, it’s the… Read more
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![Are property taxes included in a mortgage payment? (short answer: yes)]()
Are property taxes included in a mortgage payment? (short answer: yes)
When you get a mortgage, there’s more to your monthly payment than just the loan itself. A chunk of it likely covers property taxes, too. Here’s… Read more
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![What’s a purchase agreement when it comes to buying a home?]()
What’s a purchase agreement when it comes to buying a home?
A purchase agreement (also called a sales contract) is the legal document that outlines the terms and conditions of the sale when you’re buying a home.… Read more
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![Why do you have to pay for a home appraisal upfront?]()
Why do you have to pay for a home appraisal upfront?
Here’s the deal: when you’re buying a home, your lender isn’t just handing you a loan without making sure the house is actually worth what you’re… Read more
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![Prepayment penalties: the mortgage “gotcha” you can avoid]()
Prepayment penalties: the mortgage “gotcha” you can avoid
Imagine this: you’re cruising towards financial freedom, paying off your mortgage early. But suddenly, a “prepayment penalty” pops up, like a speed bump on your road… Read more
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![The FHA flip rule: what you should know]()
The FHA flip rule: what you should know
So, you’re jumping into the world of FHA loans or thinking about flipping houses? One thing you need to get familiar with is the FHA flip… Read more
