Tips, trends and insights for homebuyers like you.
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Best Mortgage Lenders in Georgia—Backed by Data
How we picked Data-driven picks for Georgia buyers Buying a home in Georgia? Whether you’re exploring affordable suburbs outside Atlanta, competing in fast-growing metro areas like Savannah or Macon, or seeking a lakeside retreat near Lake Lanier or Lake Oconee, the mortgage process can be anything but straightforward. Choosing the right lender could make all… Read more
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Can you really buy a house with an LLC and rent it to yourself?
Yes, you technically can buy a house with an LLC and rent it to yourself, but it’s not as smooth as it sounds. Here’s the scoop:… Read more
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What are real estate taxes, and why do I have to pay them?
Real estate taxes (also called property taxes) are what help keep local services—like schools, roads, and public safety—up and running. They aren’t optional; it’s how your… Read more
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What is a “lock” in the mortgage world?
Locking in a mortgage rate is a strategic move that can secure a set interest rate for a specific period—helping to protect you from potential rate… Read more
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Can you switch lenders while buying a house? Absolutely—and it might save you big
Buying a home is already complicated, so you might think, “Once I’ve chosen a lender, the hard part is over, since all lenders offer roughly the… Read more
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Understanding guaranteed loans: benefits, types, and requirements
So, what exactly is a guaranteed loan? At its core, a guaranteed loan is a mortgage backed by a government agency like the FHA (Federal Housing… Read more
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How to calculate your monthly mortgage payment like a pro
So, you’re ready to dive into the world of homeownership—congrats! Before you start picturing that dream kitchen, though, it’s time for a quick reality check: your… Read more
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What to expect when you hear the term loan servicing
So, you’re diving into the world of homebuying, and you keep hearing the term “loan servicing.” What’s the deal with that? What is loan servicing anyway?… Read more
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How to get a fair deal on a mortgage—what lenders try to hide in a Loan Estimate
Right now, about 9 in 10 home buyers in America pay too much for their mortgage. Without knowing it, people pay steep fees and higher rates… Read more
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Who is a grantor in the mortgage process?
When diving into the home buying process, one term you’ll likely encounter is “grantor.” So, what exactly is a grantor in the mortgage world? Simply put,… Read more
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Seller concessions: a quick guide for homebuyers
If you’re exploring the homebuying process, you’ve probably heard the term “seller concessions.” But what does it mean, and how can it benefit you as a… Read more
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How is the interest rate on a home loan calculated?
Navigating the world of home loans can feel like trying to solve a Rubik’s Cube blindfolded (yikes,) especially when it comes to understanding interest rates. But… Read more
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What do contingent and contingencies mean when it comes to buying a house?
“Contingent” and “contingency” have related but distinct meanings in real estate: In short, “contingent” describes the state of a contract, while “contingency” refers to the actual… Read more