Tips, trends and insights for homebuyers like you.
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Buying a House With Student Loan Debt: What Lenders Actually Count
Key takeaways Mortgage lenders don’t always count what you actually pay on your student loans. They count a qualifying payment, set by your loan program and by whether your credit report shows a real payment, a $0 payment, or deferment. That number decides how much of your income is left for a mortgage. It also… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
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Easy Ways to Save Money Today
If your housing costs feel like they’re eating half your paycheck, you don’t have to wait until next month’s budget reset to do something about it.… Read more
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Steps to Building an Emergency Fund
Buying a home is exciting—but if you’re still shopping, it’s also one of the biggest financial transitions you’ll ever make. Lenders look not only at your… Read more
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4 Things to Do Before Buying a Home
Buying a home isn’t just about scrolling listings. If you want the process to feel smoother—and avoid surprises—there are a few smart steps to take before… Read more
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Best Mortgage Lenders in Michigan—Backed by Data
Best Mortgage Lenders in Michigan Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Michigan buyers Buying a… Read more
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Best Mortgage Lenders in Idaho—Backed by Data
Best Mortgage Lenders in Idaho How we picked Data-driven picks for Idaho buyers Buying a home in Idaho? Whether you’re settling in Boise, Twin Falls, or… Read more
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10 Ways to Make Extra Money
If you’re saving for a down payment—or trying to make a little extra to cover a mortgage payment—picking up a side hustle can make a real… Read more
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Best Mortgage Lenders in Illinois—Backed by Data
Best Mortgage Lenders in Illinois Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Illinois buyers Buying a… Read more
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Best Mortgage Lenders in Texas—Backed by Data
Best Mortgage Lenders in Texas Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Texas buyers Thinking of… Read more
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How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers
Mortgage fees have climbed in recent years—but not evenly. New data from Tomo TrueRate shows that the largest mortgage lenders are driving the biggest increases in… Read more
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10 Summer Activities to Save Money
Buying a home isn’t cheap—and neither is owning one. Summer is the perfect time to trim costs in ways that actually move the needle on your… Read more
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How Homebuyers Can Use Their 401k
For many buyers, the hardest part of buying a home is saving up the down payment. If most of your money is tied up in a… Read more
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Best Mortgage Lenders in Indiana—Backed by Data
Best Mortgage Lenders in Indiana Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Indiana buyers Buying a… Read more