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Navy Federal vs. Chase
On the hunt for a home loan? Chase and Navy Federal are probably on your radar. But who’s really… Read more
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Veterans United vs. Rocket Mortgage
Looking for a home loan? You’ve probably come across Veterans United and Rocket Mortgage. Veterans United is all about… Read more
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Navy Federal vs. Rocket Mortgage
Shopping for a home loan? Navy Federal and Rocket Mortgage are likely names you’ve heard. One’s a hub for… Read more
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What is hazard insurance?
Wondering what hazard insurance is? It’s the part of your homeowners insurance that protects your home from disasters like… Read more
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Are property taxes included in a mortgage payment?
Most homebuyers pay property taxes through an escrow account as part of their monthly mortgage payment — but not… Read more
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What’s a purchase agreement when it comes to buying a home?
A purchase agreement (also called a sales contract) is the legal document that outlines the terms and conditions of… Read more
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Prepayment penalties: the mortgage “gotcha” you can avoid
Imagine this: you’re cruising towards financial freedom, paying off your mortgage early. But suddenly, a “prepayment penalty” pops up,… Read more
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The FHA flip rule: what you should know
So, you’re jumping into the world of FHA loans or thinking about flipping houses? One thing you need to… Read more
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What’s a mortgage title, and what’s it to you?
The mortgage title is basically your proof that you own your house. It’s the legal document that says, “This… Read more
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What is a pre approval letter? Your must-have for home buying success
Strap in! Before you kick off your house hunt, there’s one essential document you absolutely need: the pre approval… Read more
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Why do mortgage lenders track all deposits?
Good question! Lenders are all about making sure you’re financially solid and that your money is legit. They want… Read more
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Why do you need a license to talk about interest rates?
Ever wonder why someone needs a license to talk about interest rates? Yeah, it sounds like just another layer… Read more
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Is there a first-time homebuyer loan?
In short, no. There is not one uniform first-time homebuyer loan. But there are several options designed to benefit… Read more
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Conventional loans 101: an insider’s guide to standard home financing
A conventional loan is like the old reliable of mortgages—provided by private lenders (not the government), it’s straightforward, flexible,… Read more
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Will home prices ever drop?
OK, homes are really, really expensive right now. Affordability is rough in cities like Denver or Washington DC but… Read more
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Jumbo loans unpacked: the need to know before borrowing big
A jumbo loan is your go-to mortgage if you’re aiming for a property that goes beyond the standard limits.… Read more
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Closing disclosure? What’s that?
The Closing Disclosure is a document that spells out every last cent and every commitment you’re about to make… Read more
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Want a lower rate? Here’s when you can refinance your home
The best time to refinance your home depends on a combination of personal factors and market conditions. Here are… Read more
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Wait… I can use my 401(k) to buy a house?
Yes, you can tap into your 401(k) to buy a house, but it’s not something to jump into lightly.… Read more
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What is a physician mortgage loan?
A physician mortgage loan is a type of mortgage intended for doctors and similar high-income medical professionals. It is… Read more