Tips, trends and insights for homebuyers like you.
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Understanding Your Section B Closing Costs at Tomo Mortgage
Quick answer: Section B on your Loan Estimate is a list of required third-party fees (appraisal, credit report, fraud verification, and more) that your lender doesn’t profit from. Some lenders hide these inside their lender fees. Tomo Mortgage charges $0 in lender fees and lists every Section B cost separately, passed through at cost. What… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
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Best Mortgage Lenders in Michigan—Backed by Data
Best Mortgage Lenders in Michigan Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Michigan buyers Buying a… Read more
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Best Mortgage Lenders in Idaho—Backed by Data
Best Mortgage Lenders in Idaho How we picked Data-driven picks for Idaho buyers Buying a home in Idaho? Whether you’re settling in Boise, Twin Falls, or… Read more
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10 Ways to Make Extra Money
If you’re saving for a down payment—or trying to make a little extra to cover a mortgage payment—picking up a side hustle can make a real… Read more
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Best Mortgage Lenders in Illinois—Backed by Data
Best Mortgage Lenders in Illinois Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Illinois buyers Buying a… Read more
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Best Mortgage Lenders in Texas—Backed by Data
Best Mortgage Lenders in Texas Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Texas buyers Thinking of… Read more
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How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers
Mortgage fees have climbed in recent years—but not evenly. New data from Tomo TrueRate shows that the largest mortgage lenders are driving the biggest increases in… Read more
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10 Summer Activities to Save Money
Buying a home isn’t cheap—and neither is owning one. Summer is the perfect time to trim costs in ways that actually move the needle on your… Read more
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How Homebuyers Can Use Their 401k
For many buyers, the hardest part of buying a home is saving up the down payment. If most of your money is tied up in a… Read more
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Best Mortgage Lenders in Indiana—Backed by Data
Best Mortgage Lenders in Indiana Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Indiana buyers Buying a… Read more
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How to Save for College
For many families, the toughest financial question isn’t just “can I afford a home?” — it’s “should I buy a home now, or put more toward… Read more
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Loan officers share the tricks that get you to overpay
The mortgage industry has gotten very good at ripping people off. Between excessive fees and inflated interest rates, the average homebuyer overpays by $3,500 at closing.… Read more
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What Homebuyers Need to Know About Credit Cards
Credit cards and mortgages might seem like two separate parts of your financial life—but when you’re getting ready to buy a home, they’re closely connected. How… Read more