Tips, trends and insights for homebuyers like you.
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Homebuyer Stress in America: 2025
Today’s mortgage rates aren’t extreme, but they feel that way to homebuyers, prolonging searches and increasing stress. The real cost of homeownership has been growing significantly in recent years.1 In 2000, a typical homebuyer spent 20% of their income on a mortgage. Today, roughly 38% of a buyer’s income goes toward housing. Every day, we… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
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2025 Mortgage Review: First National Bank of PA
First National Bank of Pennsylvania (FNB) is a full-service, community-focused bank and direct mortgage lender headquartered in Pittsburgh, Pennsylvania. Founded in 1864 in West Greenville, PA,… Read more
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2025 Mortgage Review: PSH Mortgage
PSH Mortgage is a direct mortgage lender headquartered in Orlando, Florida. It is a joint venture between Park Square Homes—one of Central Florida’s premier homebuilders—and FBC… Read more
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2025 Mortgage Review: Camden National Bank
Camden National Bank is a full-service, community-focused bank and direct mortgage lender headquartered in Camden, Maine. Founded in 1875, it is the largest publicly traded bank… Read more
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2025 Mortgage Review: Franklin Loan Center
Franklin Loan Center is a privately held, independent mortgage banker headquartered in Palm Desert, California. Established in 1989, it has grown from a small local lender… Read more
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2025 Mortgage Review: Republic Bank
Republic Bank & Trust Company is a full-service, FDIC-insured community bank and direct mortgage lender headquartered in Louisville, Kentucky. Founded over 40 years ago, it operates… Read more
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2025 Mortgage Review: Premia Relocation Mortgage
Premia Relocation Mortgage, LLC—commonly known as Premia Mortgage—is a specialized, direct mortgage lender headquartered in Troy, Michigan. Founded in 1987, the company is a national leader… Read more
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Ways to Earn Extra Income
If you’re saving for a home, every extra dollar matters. But “extra income” doesn’t have to mean picking up another job — it can also come… Read more
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2025 Mortgage Review: Robins Financial Credit Union
Robins Financial Credit Union (Robins FCU) is a member-owned, not-for-profit financial cooperative headquartered in Georgia. It serves members across the region with a strong commitment to… Read more
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2025 Mortgage Review: CNB Bank
CNB Bank is a full-service, community-focused bank and direct mortgage lender headquartered in Clearfield, Pennsylvania. The bank serves customers across Pennsylvania and neighboring regions, offering a… Read more
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2025 Mortgage Review: Chelsea Groton Bank
Chelsea Groton Bank is a full-service, mutually owned community bank and direct mortgage lender headquartered in Groton, Connecticut. Established in 1854, it serves individuals, families, and… Read more
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2025 Mortgage Review: Congressional Federal Credit Union
Congressional Federal Credit Union, full name Wright Patman Congressional Federal Credit Union, headquartered in Oakton, Virginia, was founded in 1953 by congressional employees and later renamed… Read more
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2025 Mortgage Review: American Security Mortgage Corp
American Security Mortgage Corp is a privately held, full-service mortgage lender headquartered in Charlotte, North Carolina. Founded in 1999 by industry veterans Jim Abbott and Phil… Read more