Tips, trends and insights for homebuyers like you.
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What Are Seller Credits (and How Do They Work)?
Seller credits (also called seller concessions) are essentially a way for the seller to help you with some of the closing costs or other expenses related to buying a home. Imagine you’re buying a house, and during the inspection you see that the roof needs to be replaced in a year. You might use this… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2025. Read more
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2025 Mortgage Review: Central Bank & Trust CO
Central Bank & Trust Co. is a full-service, community-focused bank and direct mortgage lender headquartered in Lexington, Kentucky. The bank serves consumers and businesses primarily in… Read more
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2025 Mortgage Review: Fairway Independent
Fairway Independent Mortgage Corporation is a massive national mortgage lender headquartered in Madison, Wisconsin. Founded in 1996, Fairway has grown to over 700 locations nationwide and… Read more
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2025 Mortgage Review: CrossCountry Mortgage
CrossCountry Mortgage, founded in 2003, has grown to become the largest mortgage lender based in Ohio and a top 10 retail lender nationwide, with operations in… Read more
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2025 Mortgage Review: Willow Bend Mortgage
Willow Bend Mortgage is a privately owned, full-service mortgage banker headquartered in Plano, Texas. Founded in 1993, the company operates primarily in Texas but also serves… Read more
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2025 Mortgage Review: Bank of the Pacific
Bank of the Pacific is a community bank headquartered in Aberdeen, Washington, serving customers from Bellingham, Washington to Seaside, Oregon. The bank has historically offered a… Read more
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Common Misconceptions About Saving Money
Saving for a home is one of the biggest financial goals many people set — but it’s also one of the easiest to get wrong. First-time… Read more
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How FHFA Could Lower Mortgage Rates in 2025: A Look at GSE MBS Purchases
The Federal Housing Finance Agency has real levers it can pull to affect mortgage rates. Here’s what the FHFA is doing and what it could mean… Read more
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Your Job Might Be Holding You Back
You can be great at your job and still struggle to buy a home — or to keep one without feeling stretched thin. The problem isn’t… Read more
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Press Release: AI-powered Tomo Mortgage Raises $20M with Backing from Progressive Insurance®
After a year of explosive growth,Tomo, a fintech startup co-founded by former Zillow executives, now backed by Progressive Insurance, Ribbit Capital, NFX, and DST Global Partners… Read more
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Buying a New Car When Buying a Home
Buying a car and buying a house are two of the biggest financial moves most people make—and if you’re planning to do both in the same… Read more
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Best Financial Tips to Start the New Year
A new year is a natural reset button for your money habits. If buying a home is one of your goals—or if you just want to… Read more
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How Gifts and Big Donations Impact Home Buying
Gift money can be a game-changer when you’re buying a home. With rising home prices and high upfront costs, many buyers—especially first-timers—struggle to save enough for… Read more