Tips, trends and insights for homebuyers like you.
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Homebuyer Stress in America: 2025
Today’s mortgage rates aren’t extreme, but they feel that way to homebuyers, prolonging searches and increasing stress. The real cost of homeownership has been growing significantly in recent years.1 In 2000, a typical homebuyer spent 20% of their income on a mortgage. Today, roughly 38% of a buyer’s income goes toward housing. Every day, we… Read more
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2025 mortgage interest rate forecast
See how Tomo Mortgage’s head of Capital Markets breaks down the latest mortgage rate forecasts, predictions, and outlooks for 2024. Read more
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Best Mortgage Lenders in Washington—Backed by Data
Best Mortgage Lenders in Washington Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Washington buyers Buying a… Read more
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3 Expenses People Forget When They Buy a House
When you’re budgeting for a home, it’s easy to focus on the down payment and monthly mortgage–ensuring you get the lowest mortgage rate is undoubtedly crucial.… Read more
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How to Set Savings Goals
Saving for a down payment feels impossible until you put real numbers to it. The truth is, it’s just math: figure out how much you’ll need,… Read more
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Easy Ways to Save Money Today
If your housing costs feel like they’re eating half your paycheck, you don’t have to wait until next month’s budget reset to do something about it.… Read more
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Steps to Building an Emergency Fund
Buying a home is exciting—but if you’re still shopping, it’s also one of the biggest financial transitions you’ll ever make. Lenders look not only at your… Read more
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4 Things to Do Before Buying a Home
Buying a home isn’t just about scrolling listings. If you want the process to feel smoother—and avoid surprises—there are a few smart steps to take before… Read more
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Best Mortgage Lenders in Michigan—Backed by Data
Best Mortgage Lenders in Michigan Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Michigan buyers Buying a… Read more
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Best Mortgage Lenders in Idaho—Backed by Data
Best Mortgage Lenders in Idaho How we picked Data-driven picks for Idaho buyers Buying a home in Idaho? Whether you’re settling in Boise, Twin Falls, or… Read more
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10 Ways to Make Extra Money
If you’re saving for a down payment—or trying to make a little extra to cover a mortgage payment—picking up a side hustle can make a real… Read more
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Best Mortgage Lenders in Illinois—Backed by Data
Best Mortgage Lenders in Illinois Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Illinois buyers Buying a… Read more
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Best Mortgage Lenders in Texas—Backed by Data
Best Mortgage Lenders in Texas Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Texas buyers Thinking of… Read more
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How the biggest lenders quietly drove up mortgage fees and why it matters for homebuyers
Mortgage fees have climbed in recent years—but not evenly. New data from Tomo TrueRate shows that the largest mortgage lenders are driving the biggest increases in… Read more