North Shore Bank
Who is North Shore Bank?
How North Shore Bank Rates and Fees Compare to Other Lenders
We use historic rate information to provide an apples‑to‑apples comparison of lenders, but you’ll need to check the rates on the lender’s website for up‑to‑date pricing on your specific scenario. We used costs for a $400,000 purchase, primary residence, 30‑year fixed mortgage with 20% down payment. We frame the lender’s rate relative to the national median on the publish date. No interest rate points, insurance, or taxes included; compare the par rate and fees.
| North Shore Bank | Typical Lender (Median) | Tomo Mortgage | |
|---|---|---|---|
| Interest Rate (par) | 0.05% lower than the median interest rate | Publish-date median: 6.58% (Aug 21, 2025) | 0.30% less than median |
| Lender Fees | $939 | $1,360 | $0 |
| Cost After 1 Year* | $25,286.22 | $25,833.79 | $23,718.52 |
| Cost After 10 Years* | $244,411.23 | $246,097.94 | $237,185.15 |
*Cost = total payments (PMT × period) on a $320,000 loan (20% down) at the indicated scenario rate, plus a one‑time lender fee added once.
What Customers Are Saying
Borrowers frequently highlight communication, timelines, and accurate Loan Estimates. Positive experiences cite responsive loan officers and smooth closings, while negative feedback often involves last‑minute changes to terms or delays in underwriting.
“Finding mortgage banker Susan Liedel in Racine was the single best decision in my purchase.”
“I would highly recommend North Shore Bank—helpful and knowledgeable loan officers.”
“Branch team assisted quickly when issues came up during my loan.”
External sites reflect individual experiences. Always confirm fees and terms on a written Loan Estimate. You can read more on: BBB, Yelp, Zillow, Bankrate.
See More Lender Reviews
About Our Team
Our team uses TrueRate to analyze hundreds of thousands of real loans, apples-to-apples, so that we can give people a clear and objective view of a mortgage lender’s history. The goal is simple: show who’s been fair historically, and who hasn’t, so homebuyers have the information they need to make the right choice on their home loan.