Tag: buying your first home
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How to Rate Shop for a Mortgage Without Hurting Your Credit Score
Shopping multiple mortgage lenders does not multiply the hit to your credit score. Under current FICO scoring models, multiple… Read more
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How to Get a VA Loan on a Condo
Yes, you can use a VA loan to buy a condo, but the condo project itself, not just your… Read more
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Online Lender vs. Traditional Bank: Mortgage Rate and Fee Comparison
Online mortgage lenders typically offer lower rates and fees than traditional banks, because they operate without a branch network… Read more
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How to Get a VA Loan: Step-by-Step Guide
Getting a VA loan takes eight steps: confirm eligibility, obtain your Certificate of Eligibility (COE), choose a VA-approved lender,… Read more
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What Documents Do I Need to Get a Mortgage Online?
A mortgage application, online or in person, requires four categories of documents: income, assets, identity, and property. Income documents… Read more
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Facts About Saving vs. Spending in America
Buying a home isn’t just about finding the right place—it’s about feeling ready financially. And that’s not easy right… Read more
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Easy Ways to Save Money Today
If your housing costs feel like they’re eating half your paycheck, you don’t have to wait until next month’s… Read more
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Steps to Building an Emergency Fund
Buying a home is exciting—but if you’re still shopping, it’s also one of the biggest financial transitions you’ll ever… Read more
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10 Ways to Make Extra Money
If you’re saving for a down payment—or trying to make a little extra to cover a mortgage payment—picking up… Read more
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10 Summer Activities to Save Money
Buying a home isn’t cheap—and neither is owning one. Summer is the perfect time to trim costs in ways… Read more
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How Homebuyers Can Use Their 401k
For many buyers, the hardest part of buying a home is saving up the down payment. If most of… Read more
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What Homebuyers Need to Know About Credit Cards
Credit cards and mortgages might seem like two separate parts of your financial life—but when you’re getting ready to… Read more
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Understanding Homeowners Insurance
Buying a home? Great milestone. But safeguarding that investment matters just as much as closing the deal. Here’s a… Read more
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How to Price a Room for Rent
Setting the right price for a room in your home is part art, part science. Price too high, and… Read more
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Great Ways to Monitor Your Credit Score
When you’re preparing to buy a home, your credit score isn’t just a number—it’s one of the biggest factors… Read more
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Ways to Earn Extra Income
If you’re saving for a home, every extra dollar matters. But “extra income” doesn’t have to mean picking up… Read more
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15 Proven Ways to Save Money Every Month
Whether you’re working toward a down payment or looking to free up cash for your monthly mortgage, consistent savings… Read more
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Common Misconceptions About Saving Money
Saving for a home is one of the biggest financial goals many people set — but it’s also one… Read more
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Your Job Might Be Holding You Back
You can be great at your job and still struggle to buy a home — or to keep one… Read more
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Buying a New Car When Buying a Home
Buying a car and buying a house are two of the biggest financial moves most people make—and if you’re… Read more