tomo logo

$499,000

Beds
3
Baths
2.0
sq ft
2,340

1022 Canal St, Ruskin, FL 33570

1022 Canal St

RUSKIN, FL 33570

  • 35 days on market
    • Price drop $16,000↓
Opportunity awaits to make this diamond in the rough your very own. Special financing available and with your specifications this will be the home of your dreams! Just Imagine having full access to Tampa Bay/Gulf Waters and the Little Manatee River right from your back yard! This prime, waterfront beauty is waiting for your vision and final touch, it is a water lovers dream and it has been completely demoed, cleaned and sanitized from water intrusion from Hurricane Helene, for the new owner's convenience drywall, built ins and cabinetry have been removed leaving a blank canvas for your dream home design and even saving the kitchen granite countertops for the new owners, plus a thoughtful $4000.00 will be given at closing for new appliances with accepted offer. You can't help but to immediately fall in love with this home, as you walk in the door and see the breathtaking view, where Tampa Bay and The Little Manatee River meet. The possibilities are endless for this 3 bedroom 2 bath home offering an exquisite upstairs owner’s suite, with a walk out balcony overlooking the water. You will forever treasure the memories made in the cottage style great room with a cozy fireplace. Just imagine yourself enjoying the water-view from almost every room and living the perfect Florida lifestyle! The potential in this home is truly astounding! Spend the day doing some world class fishing, kayaking or boating and delight in watching the sun set over Tampa Bay only to come back and relax with your fresh catch by the crackling fire with all the comforts of home..and if that's not enough you are also just around the corner from 4800 acres of the Preserve at Cockroach Bay where there is a nature lover's hiking trail, this home truly has something for everyone! Enjoy easy access to I75 and all major highways, schools, restaurants, recreational areas and just a short boat ride to some of Florida's most beautiful beaches. Call me today for more information or for a private tour and Let's Talk Homes!!

Details

Property type

Single Family Residence

Est. home value

$627,613

Lot size

6,850 sq ft

Price per sq ft

$214

Year built

1953

Annual property taxes

$5,697.43

HOA

No

Price History

01/31/2025
StellarMLS

StellarMLS #TB8338344

Price change
$499,000
-3.11%
01/20/2025
StellarMLS

StellarMLS #TB8338344

Listed
$515,000
+35.56%
11/20/2017
StellarMLS

StellarMLS #T2877015

Sold
$379,900
+91.87%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$151,821
Asking price
$499,000
Closing costs (~8% of asking)
-$39,920
Est. remaining loan balance
-$307,259
Cash to seller
$151,821

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Paramount Residential Mortgage Group Inc

Loan start date

November 2017

Original loan amount

$360,905

Est. remaining balance

$307,259

Interest rate

3.83%

Loan type

New Conventional, 30 year

Seller

Kimberly J Allen and Corey A Caldwell

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 8:05 PM

Listing updated: 02/19/2025 at 4:23 PM

Listed by: Lori McDonough, DALTON WADE INC Phone #: (888) 668-8283

MLS: StellarMLS #TB8338344

StellarMLS logo

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