tomo logo

$575,000

Beds
4
Baths
2.5
sq ft
1,879

13538 Pine Harbor Road, Charlotte, NC 28278

13538 Pine Harbor Road

Charlotte, NC 28278

  • 127 days on market
    • Price drop $20,000↓
BEAUTIFUL 4BR/2.5BA log cabin home with wrap around covered porch on almost half an acre with LAKE WYLIE ACCESS! Luxurious chef's kitchen, main level primary bedroom with en-suite bathroom, abundant family living/gathering spaces, gas wood stove, loft for office/flex space. This home boasts an AMAZING private/fenced entertainer's back yard including covered outdoor kitchen with built in SS gas grill, SS sink, beverage fridge, outdoor stone fireplace with built in Argentine Parrilla for next-level grilling, hardscape with built in fire pit and seating, outdoor dining/conversation spaces, large hot tub, lawn area, as well as a powered storage shed.This house offers the cozy feel of a rustic mountain home with modern updates.NEW roof in 2020, kitchen updated 2022, outdoor entertainment space completed 2023, new water heater 2024, bonus room split system 2022, new well pump 2024, last septic cleaning 2024. HOA private access to Lake Wylie, picnic area. Boat slip use is $300/yr addt'l fee.

Details

Property type

Single Family Residence

Est. home value

$482,746

Lot size

Unknown

Price per sq ft

$307

Year built

1979

Monthly HOA fee

$83.33

Price History

03/07/2025
CanopyMLS

CanopyMLS #4203137

Listed
$575,000
02/25/2025
CanopyMLS

CanopyMLS #4203137

Pending
$575,000
01/23/2025
CanopyMLS

CanopyMLS #4203137

Price change
$575,000
-3.36%

Schools & Community

Elementary school: 

Winget Park

Middle school: 

Kennedy

High school: 

Palisades

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$196,100
Asking price
$575,000
Closing costs (~8% of asking)
-$46,000
Est. remaining loan balance
-$332,900
Cash to seller
$196,100

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

May 2021

Original loan amount

$362,598

Est. remaining balance

$332,900

Interest rate

3.13%

Loan type

FHA, 30 year

Seller

Jonathan Guzman and Milagros Guzman

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 10:20 AM

Listing updated: 03/08/2025 at 9:24 AM

Listed by: Todd Lee, Lambert & Associates Phone #: (704) 577-4473

MLS: CanopyMLS #4203137

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